How Return on Investment Changes Based on Credit Score With PMI Does your credit score really matter when you're buying rental properties? Sure, your credit score impacts the mortgage interest rate you can get with traditional mortgages. And yes, your credit score affects how much private mortgage insurance (PMI) will cost. Your credit score can al…

In this installment, Sam Jacoby murders his wife and tries to dispose of her body but is hampered by the most helpful and least helpful cop in the world. Then, Amy and Al discuss the library archives, Hitch rehearsing for his later films, and how the cop seems to have nothing else to do but follow Sam around. Al throws out some possible interpretat…

God’s desire is for us to both trust Them and show that we can be Trusted. We’re invited to grow and mature, to become discerning of good and evil, to hold grey […]

Oleh Reagan Sims

Pastor Marcus continues the Summer Psalms sermon series with a message from Psalm 27. The House of the Lord. Through this message you will hear that you don’t have to be afraid, because nothing is too great for God. No enemy, no evil, no sin in your life will stop this God from bringing about his perfect plan and purpose. Simply wait on him. Be str…

Loving Across Our Differences: Navigating Faith in a Multi-Cultural World - Rev. Donnell T. Wyche - a2vc.org. Like us on fb.com/vineyardannarbor or watch our livestream Sundays @ 10:45am - vimeo.com/annarborvineyard Summary: In this sermon, Pastor Donnell explores the dynamic and often challenging interplay of faith, culture, and communication as e…

Welcome back to A3 Aging Ann Arbor! Hosts Sheila Doeden and Faye Molitor delve into the many factors that contribute to successful aging in place. They emphasize the importance of walkable areas which provide easy access to essential services like grocery stores, pharmacies, and restaurants, as well as facilitating social interaction and mental sti…

So, are you stressing out over higher mortgage interest rates and properties not cash flowing as well as they used to, or in some markets, not having positive cash flow at all... even with 25% down? What's a real estate investor seeking financial independence to do? In this class, we will compare two strategies. In both strategies, you first buy an…

We look at another Scriptural metaphor that can help us think about how to live lives that reflect goodness and integrity. Learn more about Blue Ocean Church at a2blue.org. You can […]

In Psalm 16, David lays out some simple spiritual truths. All that is good is from God. He provides for our needs. There is joy in his presence. We can receive these truths as simple platitudes, but as we consider their depth and fulfillment in Christ, we see that these simple truths can shape our entire lives.…

Oleh Guest Preacher

So, you're considering Nomading™. Excellent! But as you dig into the details, you may wonder what the impact would be if you chose to buy a more desirable, higher quality, but maybe less optimal property at full price (without a discount), versus focusing on finding a slightly less desirable, slightly lower quality, but slightly more optimized rent…

Loving Across Our Differences: The Power of Peace in a Violent World - Rev. Donnell T. Wyche - a2vc.org. Like us on fb.com/vineyardannarbor or watch our livestream Sundays @ 10:45am - vimeo.com/annarborvineyard Summary: In this sermon, Pastor Donnell explores the themes of violence and ethnic tension as presented in Acts 16, where Paul and Silas en…

Oleh Guest Preacher

Pastor Marcus continues the Summer Psalms series with a message on Psalm 6 and The Deliverance of the Lord.Oleh Pastor Marcus Lane

Deal Alchemy™ - Black Box Cash Flow Deal Alchemy™ is all about manipulating returns to get the returns you desire most. One variation of Deal Alchemy™ has you think about your rental property investment as a black box. You put money into the black box, some magical things happen over the next few years and out pops profit which you can spend like c…

Loving Across Our Differences: A Gospel Beyond Nationalism - Rev. Donnell T. Wyche - a2vc.org. Like us on fb.com/vineyardannarbor or watch our livestream Sundays @ 10:45am - vimeo.com/annarborvineyard Summary: This sermon delves into the transformative power of the early church as described in Acts 13, highlighting Paul's mission in the diverse, mu…

We look at how the Bible asks us if we’re able to pick up the mandate of Original Blessing. Can we humans be trusted to care for ourselves and the […]

As we begin our series on the Psalms, Psalm 1 invites us to delight and meditate on God and His Word. In doing this, we discover a depth in life that is unshakeable as we cling to the deliverance won for us in Jesus Christ.Oleh Pastor Gabe Kasper

Oleh Guest Preacher

Warning - Risks of Rental Demand Declining When Investing in Real Estate Risk, risk, risk... Life is full of risks. To a limited degree, we get to choose which risks we voluntarily take on. For example, if you choose to invest in real estate, you choose to take on some additional risks that you might not—directly—face if you opt to invest in someth…

In this installment, Count Mattoni is STILL dead and the list of confessed killers has expanded to four. But which one them actually did it? Then, Al engages in a little silent "Blackmail."

Do you think maintaining a positive attitude is important? Even in the face of aging? On this week's episode Faye and Sheila share their experiences with keeping a positive attitude while aging, finding and appreciating all the little (and big) joys, and sharing that joy with those you love the most. Living in the present and being content in your …

Loving Across Our Differences: Power to Become Witnesses - Rev. Donnell T. Wyche - a2vc.org. Like us on fb.com/vineyardannarbor or watch our livestream Sundays @ 10:45am - vimeo.com/annarborvineyard Summary: In this transformative sermon, Pastor Donnell explores the radical shift from worldly power to spiritual empowerment as demonstrated by the ea…

We dwell in a good God; a good God dwells in us. Today, we’ll explore how Original Blessing can help us turn away from the arrogance of thinking, “I don’t […]

Oleh Alex Glasson

Pastor Marcus concludes the All Things New sermon series with a message on A New Understanding.Oleh Pastor Marcus Lane

Private Mortgage Insurance Myths Reputation can be a challenging thing. I have found, through many conversations with clients over the years, that Private Mortgage Insurance (PMI) has a questionable reputation with home buyers in general and investors in particular. However, much of its reputation is based on half-truths, bad information, lies, and…

Loving Across Our Differences: Pentecost - Rev. Donnell T. Wyche - a2vc.org. Like us on fb.com/vineyardannarbor or watch our livestream Sundays @ 10:45am - vimeo.com/annarborvineyard Summary: In this insightful sermon, the Pastor Donnell dives deep into the scriptural accounts of Jesus discussing the Holy Spirit with His disciples in John chapters …

On this Pentecost Sunday we talk about the symbolism of the trees and water in Scripture, and how we’re invited to drink from the Spirit to strengthen our souls and […]

On the day of Pentecost the first followers of Jesus are filled with the Holy Spirit. As they proclaim the Word of God we see that all people are invited to call upon the Lord and be saved. May we be filled with the Holy Spirit as we trust and proclaim that same message.Oleh Pastor Gabe Kasper

Oleh Tyson Lemke

Warning - Risks of Neighborhood Decline When Investing in Real Estate Everything in life has risks. Not investing adds certain types of risks, while investing adds other risks. One risk that some real estate investors face is the possibility that the neighborhood they're investing in will decline, causing values and/or rents to drop. So, how do we …

Welcome back to A3 Aging Ann Arbor, hosts Faye Molitor and Sheila Doeden discuss the significance of living a purposeful life, particularly as it relates to aging. They emphasize the importance of finding joy and motivation in everyday activities beyond one's career, especially after retirement. The discussion covers various ways in which older adu…

Loving Across Our Differences: Embracing Unity in Diversity - Rev. Donnell T. Wyche - a2vc.org. Like us on fb.com/vineyardannarbor or watch our livestream Sundays @ 10:45am - vimeo.com/annarborvineyard Summary: In the new sermon series "Loving Across Our Differences," Pastor Donnell embarks on a scriptural exploration of how the early church thrive…

Oleh Tyson Lemke

We look at the metaphor of the garden in Scripture to explore what it’s saying about Original Blessing. Learn more about Blue Ocean Church at a2blue.org. You can find recordings of […]

Pastor Marcus continues our series All Things New with his message A New Commandment. Jesus came into the world for you. He came to fulfill the commands you could not fulfill, live the life you could not live, graciously lay down his life, and make you a friend of God. He has set you free, filled you with his Spirit, and sent you to go and be a wit…

How to Analyze a Duplex Some real estate investors are sensitive to their ability to get ten 30-year fixed rate financing loans and would prefer to fill those loan spots with larger purchases than just single family rental homes. One way to do that is to buy more expensive properties like duplexes, triplexes or fourplexes. In this class, James will…

John 20: Creating Breathing Room - Rev. Donnell T. Wyche - a2vc.org. Like us on fb.com/vineyardannarbor or watch our livestream Sundays @ 10:45am - vimeo.com/annarborvineyard Summary: In his sermon, Pastor Donnell delves into the significance of creating "breathing room" for spiritual growth and witness, inspired by John 20:19-22, where the discipl…

We talk about how the concept of Original Blessing is solving a different problem than Original Sin, which leads to a different gospel message. Instead of humans needing saving from […]

In Romans 12, St. Paul tells us to no longer be conformed to the broken patterns of this world but to be transformed by the renewing of our minds. This is no small thing. All too often we conform to the patterns of this world, but according to his mercy, God in Christ empowers us to live lives continually renewed by his Spirit.…

Oleh Tyson Lemke

How to Calculate PMI If you're a house hacker, Nomad™, investor buying properties with less than 20% down, or buying creatively where the seller has PMI, you'll want to make sure you know how to analyze deals that have Private Mortgage Insurance. In this mini-class, James will cover how to analyze deals that have PMI, with an emphasis on doing it u…

In this week's episode of A3 Aging Ann Arbor, hosts Faye Molitor and Sheila Doeden explore the importance of maintaining an active and healthy lifestyle as one ages. They emphasize the significance of staying physically active, eating well, and involving oneself in community activities to enhance mental and physical health. Faye notes the benefits …

In this installment, Count Mattoni is still dead and Inspector Davidson is still investigating but the list of confessed killers only grows longer. Then, Al pays a visit to "The Manxman."

This week we take a closer look at some of the history and shortcomings of Original Sin and why it fails us. Learn more about Blue Ocean Church at a2blue.org. You […]

Pastor Marcus continues the All Things New sermon series with this message, A New Heart. God has given you a new relationship with him, so you can live confident that you are his beloved child. The risen Jesus has breathed his Spirit into you and granted you a new heart.Oleh Pastor Marcus Lane

Oleh Tyson Lemke

In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, …