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Greetings, Carl here. This podcast is super simple, it's me wandering through the world noticing things about how to align my use of capital (time and money) with what is actually important to me. -Carl
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In this episode of Behavior Gap Radio, Carl continues his exploration of the relationship between time and money by sharing personal stories of friends who handle their time and spending in vastly different ways. From paying for river guides to changing their own oil, each individual makes unique choices based on what they value more—time or money.…
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In this episode of Behavior Gap Radio, Carl poses a thought-provoking question: Would you rather waste money or time? Inspired by an interview where James Corden shared his belief that time is the only currency of true value, Carl reflects on the importance of prioritizing time over money. He delves into the idea that while traditional financial pl…
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In this episode, Carl Richards shares a "secret" about how to tap into magic to accomplish things you never thought possible. The key, he explains, is to act fully committed to your goal, even if you're still unsure. By saying, “I’m going to do this,” and acting as if it’s already happening, you create space for magic or confirmation to show up. Ho…
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Have you ever thought about whether pursuing a creative life can lead to stability? In this episode of Behavior Gap Radio, Carl tackles that question (inspired by a recent conversation with university students). He shares that while most people optimize for ease and stability, he’s more interested in doing hard things and creating meaningful experi…
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How do you know if you’re spending too much? Today, Carl explores the tricky question of defining what is sufficient for our needs, noting that the answer is deeply personal and varies from one person to the next. He points out that outward measures, like spending less than you make, can be helpful, but ultimately, it's an internal calibration that…
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In this episode, Carl Richards dives into the challenge of focusing attention, especially in today’s world with endless distractions at our fingertips. How often do you truly invest your attention? He offers a simple exercise: Count your breaths to see how quickly your mind can wander. Have you ever spent time with someone but not truly paid attent…
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Isn’t it easy to judge how others spend their money? In this episode, Carl explores the tendency we have to make quick judgments about people's financial decisions—whether it's a fancy car, an expensive truck, or even rocks for a garden. Have you ever found yourself silently critiquing someone's spending, only to later realize you don’t know the fu…
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Carl explores the four sources of capital—time, energy, attention, and money—with a focus on the question: Where would we be without money? What role does money play in our lives? In this episode of Behavior Gap Radio, Carl talks about its dual nature, offering freedom on one hand and creating power struggles on the other.…
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Today on Behavior Gap Radio, Carl shares the acronym TEAM—Time, Energy, Attention, and Money—as four key sources of capital. Why should we think beyond just money? How valuable are time, energy, and attention in comparison? Hear the thoughtful reasoning behind this framework and get a sneak peek into Carl's upcoming book on the subject. Do you want…
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In this episode of Behavior Gap Radio, Carl discusses the often-overlooked aspect of financial planning: understanding your current position. While it might seem simple, Carl explains that assessing where you are today is actually a complex process influenced by emotions and personal values. Using the metaphor of an explorer's map, he shows how you…
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In this episode of Behavior Gap Radio, Carl shares a personal story about his surprising reaction to using a credit card—an instinctive response rooted in old financial anxieties. Why do these ingrained behaviors stick with us even when they're no longer helpful? And how can we start changing these patterns? Carl offers a compassionate approach by …
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In this episode of Behavior Gap Radio, Carl asks listeners to reflect on their earliest memory of money and how it influences their current relationship with it. What childhood experiences shaped your financial behaviors? How do these early memories affect your beliefs about money today? Drawing from his work at 50 Fires, Carl explores how authorit…
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Today, Carl explores the concept of alignment—what it means to be truly aligned with your sources of capital: time, money, energy, and attention. How does it feel when you're in alignment with what's important to you? What happens when you drift out of alignment, and how can you recognize and adjust when that happens? Carl discusses the balance (an…
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