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Behavior Gap Radio

Carl Richards

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Greetings, Carl here. This podcast is super simple, it's me wandering through the world noticing things about how to align my use of capital (time and money) with what is actually important to me. -Carl
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In this episode of Behavior Gap Radio, Carl shares a short but deeply considered essay from his new book. He explores why humans and money don’t fit neatly into formulas—why the complexity, emotion, and adaptability of real life can’t be crammed into an algorithm. With AI on the rise, this conversation feels more relevant than ever. Carl even ran t…
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What if there were a Strava for money? In this episode of Behavior Gap Radio, Carl explores how the natural human instinct to compare—often seen as a negative—could actually be harnessed to help us make better financial decisions. Inspired by how Strava tracks and motivates progress in outdoor sports, Carl wonders: Could a similar tool provide usef…
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We look at what people buy and assume we know what they make—but what if that story we tell ourselves is completely wrong? In this episode of Behavior Gap Radio, Carl shares an essay from his upcoming book that explores the psychological trap of comparing our spending to others. From fancy cars to neighborhood norms, we often let assumptions shape …
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What if every project, every system, every piece of work was in service of one thing—kindness? In this episode of Behavior Gap Radio, Carl reflects on the idea of scaling kindness and how everything he’s building—his writing, speaking, art, and business—is ultimately about creating more space for meaningful, generous interactions. Whether it’s fina…
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Striking up conversations with strangers can feel daunting—but what if it was easier than you thought? In this episode of Behavior Gap Radio, Carl shares a simple yet powerful approach to meeting new people, inspired by an event hosted by his friend Darren. By asking just one key question—"Tell me something I should know about you"—he discovered ho…
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What happens when you step outside your usual circles? Carl shares a powerful realization from an event in his own backyard—an energizing room full of creative, ambitious people he’d never met. It was a reminder that “your people” are out there, but finding them takes intentional effort. In this episode, he explores the importance of curating your …
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We’ve all heard that money is power—but what if the real power is attention? In this episode, Carl explores how attention has become the most valuable commodity in the world, shaping wealth, influence, and the way we interact with the world. But here’s the good news: if we’re aware of it, we can practice. We can audit where we invest our attention,…
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Is there something magical about saying no? A listener shares a hunch—every time they say no to something that’s not a good fit, something great follows. Coincidence? Carl doesn’t think so. In this episode, he explores the power of making space, the confidence that comes with clear decisions, and the idea that opportunities may already be there—we …
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After four days deep in the New Zealand bush—no cell service, no news, just the sound of waterfalls and the weight of stillness—Carl is confronted with a jarring return to the outside world. A chance encounter with hikers reveals devastating news, and it sparks a bigger question: What is the role of news in our lives? How much do we really need to …
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Fresh from his time in New Zealand, Carl reflects on clarity—the kind that comes when the noise fades away. Inspired by Carl Jung’s insight that "only if we know that the thing that truly matters is infinite can we avoid fixing our interests upon futilities," Carl explores how distractions and false possessions dull our sensitivity to what really m…
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In this episode, Carl shares an exciting update about his upcoming book—a collection of 97 essays paired with sketches—and invites listeners to join a "reading party" by providing feedback on one of the essays. He reads "Stuff You Own, Stuff That Owns You," a reflection on the fine line between owning things and being owned by them, and offers a si…
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In this episode, Carl shares two guiding principles that have shaped his life: Lao Tzu's call to "be who you really are and go the whole way" and Howard Thurman’s wisdom to "ask what makes you come alive and go do it." Through personal reflections and practical insights, Carl explores what it means to notice the moments that light you up and bring …
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In this first episode of 2025, Carl reflects on the importance of consistent practice, whether it’s journaling, recording, or simply noticing the world around us. After a break spent adventuring in New Zealand, he shares how quickly the muscle of capturing and processing experiences can atrophy—and why the act of documenting thoughts, even privatel…
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In this episode of Behavior Gap Radio, Carl shares reflections from a backcountry skiing trip in Utah’s Wasatch Mountains. Inspired by a striking ridgeline etched against the horizon, he explores the metaphorical ridgelines in our lives—birthdays, transitions, and new beginnings—that challenge us to go a little further and reach a little higher. Wi…
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In this episode of Behavior Gap Radio, Carl reflects on a backcountry skiing trip that offered profound moments of connection—with nature, loved ones, and the present moment. He explores the tension between saving for the future and fully embracing the wealth of sacred experiences available right now. Through stories of unexpected reunions, quiet m…
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In this heartfelt episode of Behavior Gap Radio, Carl reflects on a powerful realization while preparing for a family trip: the delicate balance between knowing we are enough as we are and striving to be a little better. Through the story of creating a simple yet profound piece of art, Carl explores the tension of holding two seemingly opposing tru…
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In this episode of Behavior Gap Radio, Carl dives into a powerful question inspired by a conversation with writer Joel Stein: If someone 100 years from now reviewed a perfect record of how you spent your money and time, what would they learn about your true values—and what might embarrass you? Carl explores the discomfort and growth that come from …
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In this episode of Behavior Gap Radio, Carl reflects on a pivotal moment from his high school years—the first time he realized others thought and lived differently when it came to money. Sharing a story about visiting a friend's house, Carl explores the emotional impact of recognizing financial and familial differences and how they shape our perspe…
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