The journey and thinking of Riza Herzego in building tech startup.
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Introducing Grant Reid Properties - eXp Realty www.grantreidproperties.com
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Sharing insight bisnis pembiayaan bootstrap yang works. Kalau mau bikin, bikin yang syariah ya.
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#8 - Software Engineer akan Hilang?
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Opini tentang Devin AI dan masa depan market Software Engineering
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#7 - Market Indonesia Kecil, tapi Mau Bikin Startup?
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Membahas market size Indonesia vs US untuk bikin startup bootstrap, dan bagaimana solusinya.
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#6 - Jenis Business Model Bootstrap
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Membahas 3 jenis business model yang cocok buat Bootstrap
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Knowledge Is Power When It Comes to Appraisals and Inspections
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Buyers in today’s market often have questions about the importance of getting a home appraisal and an inspection. --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message
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Important Distinction: Homes Are Less Affordable, Not Unaffordable
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It’s impossible to research the subject of buying a home without coming across a headline declaring that the fall in home affordability is a crisis. --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message
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What Does the Future Hold for Home Prices?
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If you’re looking to buy or sell a house, chances are you’ve heard talk about today’s rising home prices. And while this increase in home values is great news for sellers, you may be wondering what the future holds. --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message…
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Sellers: Your House Could Be an Oasis for Buyers Seeking More Options
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Sellers have a great opportunity this season as buyer demand still heavily outweighs the current supply of homes for sale. --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message
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What Do Past Years Tell Us About Today’s Real Estate Market?
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As you follow the news, you’re likely seeing headlines discussing what’s going on in today’s housing market. Chances are high that some of the more recent storylines you’ve come across mention terms like cooling or slowing when talking about where the market is headed. --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/me…
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The Big Question: Should You Renovate or Move?
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The last 18 months changed what many buyers are looking for in a home. Recently, the American Institute of Architects released their AIA Home Design Trends Survey results for Q3 2021. The survey reveals the following: --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message…
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Don’t Wait for a Lower Mortgage Rate – It Could Cost You
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Today’s housing market is truly one for the record books. Over the past year, we’ve seen the lowest mortgage rates in history. --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message
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Experts Agree: Homeownership Provides a Path to Long-Term Wealth
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A recent survey from LendingTree.com found there are multiple reasons why Americans would choose to purchase a home instead of renting. --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message
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4 Tips To Prep for Your Home Sale This Fall
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Even in a hot sellers’ market like today’s in which homes are selling so quickly, it’s still important to make a good first impression on potential buyers. --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message
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111,285 Reasons You Should Buy a Home This Year
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The financial benefits of buying a home versus renting one are always up for debate. However, one element of the equation is often ignored – the ability to build wealth as a homeowner. --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message
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What Do Supply and Demand Tell Us About Today’s Housing Market?
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There’s a well-known economic theory – the law of supply and demand – that explains what’s happening with prices in the current real estate market. --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message
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The Main Key To Understanding the Rise in Mortgage Rates
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Every Thursday, Freddie Mac releases the results of their Primary Mortgage Market Survey which reveals the most recent movement in the 30-year fixed mortgage rate. --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message
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If You’re a Buyer, Is Offering Asking Price Enough?
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In today’s real estate market, buyers shouldn’t shop for a home with the expectation they’ll be able to negotiate a lower sales price. In a typical housing market, buyers try to determine how much less than the asking price they can offer and still get the home. From there, the buyer and seller typically negotiate and agree on a revised price somew…
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As Home Equity Rises, So Does Your Wealth
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Homeownership is still a crucial part of the American dream. For those people who own a home (and those looking to buy one), it’s clear that being a homeowner has considerable benefits both emotionally and financially. In addition to long-term stability, buying a home is one of the best ways to increase your net worth. This boost to your wealth com…
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Don’t Tackle Selling Your Home on Your Own – an Agent Can Help
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If you’re looking to maximize your sale and minimize your effort, you need to work with a real estate professional. In a sellers’ market like today’s, it can be tempting to list your house on your own – known as For Sale By Owner (FSBO). But the truth is, a real estate professional can save you time and money by managing every step of the process, …
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Early October is the Sweet Spot for Buyers
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While there’s no denying the housing market is having a great year, many of the headlines are focused on the perks for sellers. But what about buyers today? --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message
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Two Reasons Why Waiting a Year To Buy Could Cost You
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If you’re a renter with a desire to become a homeowner or a homeowner who’s decided your current house no longer fits your needs, you may be hoping that waiting a year might mean better market conditions to purchase a home --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message…
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Is a 20% Down Payment Really Necessary To Purchase a Home?
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There’s a common misconception that, as a homebuyer, you need to come up with 20% of the total sale price for your down payment. In fact, a recent survey by Lending Tree asks what is keeping consumers from purchasing a home. For over half of those surveyed, the ability to afford a down payment is the biggest hurdle. --- Send in a voice message: htt…
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Remote Work Is Here To Stay. Can Your Home Deliver the Space You Need?
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A lot has changed over the past year. For many people, the rise in remote work influenced what they’re looking for in a home and created a greater appetite for a dedicated home office. Some professionals took advantage of the situation and purchased a bigger home. --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message…
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If you’ve been in your home for longer than five years, you’re not alone. According to recent data from First American, homeowners are staying put much longer than historical averages (see graph below): --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message
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Is the Number of Homes for Sale Finally Growing?
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An important metric in today’s residential real estate market is the number of homes available for sale. The shortage of available housing inventory is the major reason for the double-digit price appreciation we’ve seen in each of the last two years. --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message…
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In today’s sellers’ market, standing out as a buyer is critical. Multi-offer scenarios and bidding wars are the norm due to the low supply of houses for sale and high buyer demand. If you’re buying this fall, you’ll want every advantage, especially when you’ve found the home of your dreams. --- Send in a voice message: https://podcasters.spotify.co…
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When it comes to the latest news in real estate, there are a lot of sensational headlines in the media. In times like this, when it can be hard to know what to believe, put your trust in the experts. Those of us in the housing market respect that buying or selling a home is a major life decision, and we offer advice based on what the data shows. --…
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If you’re on the fence about whether or not you want to sell your house this year, there’s good news. Real estate professionals are highly experienced in how to sell houses safely during the pandemic. Over the last year, agents have adopted new technologies and safety measures designed to keep you safe. And experts say these practices are here to s…
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Home Price Appreciation Is Skyrocketing in 2021. What About 2022?
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One of the major story lines over the last year is how well the residential real estate market performed. One key metric in the spotlight is home price appreciation. According to the latest indices, home prices are skyrocketing this year. --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message…
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Understand Your Options To Avoid Foreclosure
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Even though experts agree there’s no chance of a large-scale foreclosure crisis, there are a number of homeowners who may be coming face-to-face with foreclosure as a possibility. --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message
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Reasons You Should Consider Selling This Fall
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If you’re trying to decide when to sell your house, there may not be a better time to list than right now. The ultimate sellers’ market we’re in today won’t last forever. If you’re thinking of making a move, here are four reasons to put your house up for sale sooner rather than later. --- Send in a voice message: https://podcasters.spotify.com/pod/…
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The Difference in Net Worth Between Homeowners and Renters Is Widening
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Becoming financially secure is an important goal for many people today, but some don’t realize just how much homeownership can help them achieve that dream. --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message
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5 Reasons Today’s Housing Market Is Anything but Normal
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There are many headlines out there that claim we’re reverting to a more normal real estate market. That would indicate the housing market is returning to the pre-pandemic numbers we saw from 2015-2019. But that’s not happening. The market is still extremely vibrant as demand is still strong even while housing supply is slowly returning. --- Send in…
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What You Can Do Right Now To Prepare for Homeownership
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Those rising rental costs may make it seem impossible to prepare for homeownership if you’re a renter. But the truth is, there are ways you can – and should – prepare to purchase your first home. Here’s some expert advice on what to do if you’re ready to learn more about how to escape rising rents. --- Send in a voice message: https://podcasters.sp…
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What Buyers and Sellers Need To Know About the Appraisal Gap
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It’s economy 101 – when supply is low and demand is high, prices naturally rise. That’s what’s happening in today’s housing market. Home prices are appreciating at near-historic rates, and that’s creating some challenges when it comes to home appraisals. --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message…
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What To Do with Your Vacation Home as Summer Ends
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As summer comes to a close, is it time to think about selling your vacation home? Based on recent data and expert opinions, it’s something you may want to consider. According to research from the National Association of Realtors (NAR), vacation home sales are up 57.2% year-over-year for January-April 2021. --- Send in a voice message: https://podca…
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If Housing Affordability Is About the Money, Don’t Forget This.
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There are many non-financial benefits of buying your own home. However, today’s headlines seem to be focusing primarily on the financial aspects of homeownership – specifically affordability. Many articles are making the claim that it’s not affordable to buy a home in today’s market, but that isn’t the case. --- Send in a voice message: https://pod…
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Why 2021 Is Still the Year To Sell Your House
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If you’re trying to decide whether or not to sell your house, this is the time to think seriously about making a move. Fannie Mae’s recent Home Purchase Sentiment Index (HPSI) reveals the number of respondents who say it’s a good time to sell is higher now than it was over the past few summers (see graph below). Today, the majority of consumers, 75…
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What Do Experts Say About Today’s Mortgage Rates?
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Mortgage rates are hovering near record lows, and that’s good news for today’s homebuyers. The graph below shows mortgage rates dating back to 2016 and where today falls by comparison. --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message
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There’s a common misconception that younger generations aren’t interested in homeownership. Many people point to the fact that millennials put off purchasing their first home as a reason for this belief. --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message
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Real Estate: It’s Still a Lack of Supply, Not a Lack of Demand
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One of the major questions real estate experts are asking today is whether prospective homebuyers still believe purchasing a home makes sense. Some claim rapidly rising home prices are impacting demand and, by extension, leading to the recent slowdown in sales activity. --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/m…
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What Does Being in a Sellers’ Market Mean?
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Whether or not you’ve been following the real estate industry lately, there’s a good chance you’ve heard we’re in a serious sellers’ market. But what does that really mean? And why are conditions today so good for people who want to list their house? --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message…
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A Look at Home Price Appreciation and What It Means for Sellers
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When you hear the phrase home price appreciation, what does it mean to you? Through context clues alone, chances are you know it has to do with rising home prices. --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message
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The Community and Economic Impacts of a Home Sale
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If you’re thinking of buying or selling a house, chances are you’re focusing on the many extraordinary ways it’ll change your life. What you may not realize is that decision impacts people’s lives far beyond your own. Home purchases and sales are significant drivers of economic activity --- Send in a voice message: https://podcasters.spotify.com/po…
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The Best Use of Time (and Money) When It Comes to Renovations
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In the current sellers’ market, many homeowners wonder what, if anything, needs to be remodeled before they list their house. That’s where a trusted real estate professional comes in. They can help you think through today’s market conditions and how they impact what you should – and shouldn’t – renovate before selling. --- Send in a voice message: …
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Are Houses Less Affordable Than They Were in Past Decades?
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There are many headlines about how housing affordability is declining. The headlines are correct: it’s less affordable to purchase a home today than it was a year ago. However, it’s important to give this trend context. Is it less expensive to buy a house today than it was in 2005? What about 1995? What happens if we go all the way back to 1985? Or…
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Looking for a Place To Call Home? Consider a Condominium.
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It’s no secret that one of the top stories in today’s real estate market is low housing supply and high buyer demand. If you’re a first-time buyer looking for a starter home or are someone who’s interested in downsizing, it may be worth considering a condominium (condo) as a worthwhile option. --- Send in a voice message: https://podcasters.spotify…
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With Rents on the Rise – Is Now the Time To Buy?
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According to recent data from realtor.com, median rental prices have reached their highest point ever recorded in many areas across the country. The report found rents rose by 8.1% from the same time last year. As it notes: --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message…
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Surprising Shift Favors Homeowners: Buyers Now Prefer Existing Homes
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In April, the National Association of Home Builders (NAHB) posted an article, Home Buyers’ Preferences Shift Towards New Construction, which reported: --- Send in a voice message: https://podcasters.spotify.com/pod/show/grant307/message
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Sellers: Make Today’s Home Price Appreciation Work for You
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Home prices continue to rise as we move through the summer, and that’s good news for sellers who are looking to maximize their home’s potential. If you’re on the fence about whether to list your house now or later, the question you should really ask is: will this price appreciation last? --- Send in a voice message: https://podcasters.spotify.com/p…
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