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What Should I Do With My Money?


1 What Does it Take to Retire Before 40? 31:36
31:36
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Camilla, a teacher in her late thirties, is ready to pull back from full-time work and travel the world. Despite paying off significant student debt by teaching overseas, she has deep-seated money anxiety stemming from a difficult childhood and fears running out of funds. With $800,000 saved, Camila’s wondering how to withdraw her retirement savings in a tax-efficient way while ensuring her portfolio’s continued growth. In this episode, Camilla sits down with Crystal, a Morgan Stanley Financial Advisor, and discusses her options, including tax-loss harvesting to offset capital gains taxes, Roth IRA conversions and a high-yield emergency savings fund . For more information about this episode and the topics covered, check out our episode page and explore how you can connect with a Morgan Stanley Financial Advisor . Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences, or review our “Understanding Your Brokerage and Investment Advisory Relationships” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf. When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters. Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates. Not all products and services discussed are available at Morgan Stanley. Morgan Stanley Smith Barney LLC, its affiliates, Wealth Management Head of Health and Wellness Education, Financial Advisors or Private Wealth Advisors (collectively, “MSSB”) at times may discuss strategies for navigating healthcare issues. In doing so, MSSB may rely on and provide you with health and medical news or information. MSSB makes no representation as to the accuracy of this information. MSSB is not providing medical advice to you in this regard. You are encouraged to consult with your health and medical professionals for any matters involving your personal health care issues or other medical matters. Nothing herein shall be construed as investment advice of any kind or a recommendation of a specific healthcare company or service provider, as applicable. © 2025 Morgan Stanley Smith Barney LLC. Member SIPC. CRC# 4753386 (08/2025)…
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Konten disediakan oleh Pass it to Bulis. Semua konten podcast termasuk episode, grafik, dan deskripsi podcast diunggah dan disediakan langsung oleh Pass it to Bulis atau mitra platform podcast mereka. Jika Anda yakin seseorang menggunakan karya berhak cipta Anda tanpa izin, Anda dapat mengikuti proses yang diuraikan di sini https://id.player.fm/legal.
The official Canucks hockey podcast for the Vancouver Courier.
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continue reading
5 episode
Tandai semua (belum/sudah) diputar ...
Manage series 114442
Konten disediakan oleh Pass it to Bulis. Semua konten podcast termasuk episode, grafik, dan deskripsi podcast diunggah dan disediakan langsung oleh Pass it to Bulis atau mitra platform podcast mereka. Jika Anda yakin seseorang menggunakan karya berhak cipta Anda tanpa izin, Anda dapat mengikuti proses yang diuraikan di sini https://id.player.fm/legal.
The official Canucks hockey podcast for the Vancouver Courier.
…
continue reading
5 episode
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Pass it to Bulis

1 PITB Podcast: Which defenceman should the Canucks pick at the 2018 draft? With Ryan Biech 1:03:54
1:03:54
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Ryan Biech is in the house! Or rather, I'm in Ryan Biech's house. The point is, I am joined on the PITB Podcast by Ryan Biech, prospect analyst for Sportsnet 650 and Canucks writer for Canucks Army, The Athletic, and Canucks.com. We delve into the Canucks' prospect pool, particularly their lack of depth on defence. We talk about the potential of Olli Juolevi, the abundance of prospects with a third-pairing ceiling, and wild cards like Jack Rathbone and Matt Brassard. One thing is clear: the Canucks need more high-end talent on defence. That likely means taking a defenceman with the seventh overall pick in the 2018 draft. Who might the Canucks take? I ask Biech about several defencemen that will potentially be available for the Canucks, including Quinn Hughes, Adam Boqvist, Evan Bouchard, and Noah Dobson. Who do you think the Canucks should pick seventh overall?…
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Pass it to Bulis

1 PITB Podcast: Canucks, Winterhawks, and NHL award debates with Ashley Gronzo 49:24
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Today’s guest on the Pass it to Bulis Podcast is Ashley Gronzo, the social media director for HockeyStats.ca. She’s a big proponent of data visualization and using them to tell better data stories. We talked about whether the Canucks should try to collect more players from the Portland Winterhawks, the upcoming free agency, and whether the Canucks will get better in the future. Of course we touch on the retirement of the Sedins, because how could we not? In the second half of the podcast, we get into the debates over the Hart Trophy: can a player win the Hart when his team misses the playoffs? How do you judge who is the most valuable? What do you value the most? Should Connor McDavid win the Hart for winning the Art Ross despite his team not seeing any success? Is Taylor Hall the most valuable because the team wouldn’t be anywhere near the playoffs without him? What about Nathan Mackinnon? Claude Giroux? I make the argument that Sergei Bobrovsky should win the Hart Trophy, when he doesn’t even appear to be in the conversation. If you’re interested in watching the videos from the Vancouver Hockey Analytics Conference that we mentioned, check out Hockey-Graphs.com. https://hockey-graphs.com/events/vanhac18/…
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