Relatos Sonoros En Yo Mayor (Escuela Virtual) podcast

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Can We Afford a Wedding, a Home and IVF? 26:12

23 hari yang lalu26:12

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26:12

As a newly engaged couple, Jules and Shay have a lot to look forward to: a destination wedding, starting fertility treatments and the potential of buying a home. But their goals have a short horizon, are they able to save enough to accomplish three large milestones within a five-year period? In this episode, Jules and Shay sit down with Carolina, a Morgan Stanley Financial Advisor to discuss short- and long-term savings strategies, utilizing company benefits and how their families can help them save for a down payment . For more information about this episode and the topics covered, check out our episode page and explore how you can connect with a Morgan Stanley Financial Advisor . Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will be acting in an investment advisory capacity with respect to the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley Smith Barney LLC or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters. Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, a Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, an investment relationship with Morgan Stanley Smith Barney LLC does not have to be established or maintained to obtain the residential mortgage products offered by Morgan Stanley Private Bank, National Association. All residential mortgage loans/home equity lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Rates, terms, and programs are subject to change without notice. Residential mortgage loans/home equity lines of credit may not be available in all states; not available in Guam, Puerto Rico and the U.S. Virgin Islands. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is an Equal Housing Lender and Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. Nationwide Mortgage Licensing System Unique Identifier #663185. The proceeds from a residential mortgage loan (including draws and advances from a home equity line of credit) are not permitted to be used to purchase, trade, or carry eligible margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; or to make payments on any amounts owed under the note, loan agreement, or loan security agreement; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. This material has been prepared for informational purposes only. It does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. Morgan Stanley Smith Barney LLC (“Morgan Stanley”) recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Morgan Stanley Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives. Important Risk Information for Securities Based Lending : Clients must be aware that: (1) Sufficient collateral must be maintained to support the loan and to take future advances; (2) Clients may have to deposit additional cash or eligible securities on short notice; (3) Some or all of the pledged securities may be sold without prior notice in order to maintain account equity at required collateral maintenance levels. Clients will not be entitled to choose the securities that will be sold. These actions may interrupt long-term investment strategy and may result in adverse tax consequences or in additional fees being assessed; (4) Morgan Stanley Bank, N.A., Morgan Stanley Private Bank, National Association or Morgan Stanley Smith Barney LLC (collectively referred to as "Morgan Stanley") reserve the right not to fund any advance request due to insufficient collateral or for any other reason except for any portion of a securities based loan that is identified as a committed facility; (5) Morgan Stanley reserves the right to increase the collateral maintenance requirements at any time without notice; and (6) Morgan Stanley reserves the right to call securities based loans at any time and for any reason. Morgan Stanley Smith Barney LLC, its affiliates and their employees are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning With the exception of a margin loan, the proceeds from securities based loan products may not be used to purchase, trade, or carry margin stock (or securities, with respect to Express CreditLine); repay margin debt that was used to purchase, trade or carry margin stock (or securities, with respect to Express CreditLine); and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. To be eligible for a securities based loan, a client must have a brokerage account at Morgan Stanley Smith Barney LLC that contains eligible securities, which shall serve as collateral for the securities based loan. Securities based loans are provided by Morgan Stanley Smith Barney LLC, Morgan Stanley Private Bank, National Association or Morgan Stanley Bank, N.A, as applicable. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services. Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY © 2025 Morgan Stanley Smith Barney LLC. Member SIPC. CRC# 4766848 (09/2025)…

Relatos Sonoros en Yo Mayor (Escuela Virtual)

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Los radiocuentos “Relatos sonoros en yo mayor” son una de las herramientas que la Escuela Virtual ha empleado para difundir las voces de las personas mayores que han participado en el proyecto anteriormente. Cada sábado, durante 7 semanas, se publica una nueva historia (que toma elementos de las radionovelas y formatos sonorizados) para revitalizar y rescatar las historias premiadas en la categoría de narración oral de las 6 versiones del Concurso de Cuento y Narración Oral Historias en Yo Mayor.

8 episode

#Educación Superior #Educación #Historia

Relatos Sonoros en Yo Mayor (Escuela Virtual)

updated 5 tahun yang lalu

Beranda serial•Feed

8 episode

#Educación Superior #Educación #Historia

Semua episode

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"Cuando era chiquito" Copla de Teresa Cañón de Historias en yo mayor 1 1:51

5 years yang lalu1:51

1:51

Copla sobre el reclutamiento del especial Verdades Mayores

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La experiencia de Victor Antonio Bedoya (Radiocuento 7) 7:33

5 years yang lalu7:33

7:33

En el universo onírico los viajes juegan un papel fundamental, nos permiten trasladarnos sin necesidad de movernos, sin límites de distancia o de tiempo. Bajo los efectos del yagé, Víctor Antonio Bedoya terminó conociendo el Amazonas más allá de lo que habría imaginado. Una ceremonia ritual se convirtió en la puerta que necesitaba para transitar a un universo desconocido, en la selva, y más allá……

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La boa asesina de Albina Jaba Chuña (Radiocuento 6) 6:55

5 years yang lalu6:55

6:55

Las anacondas miden entre 4,5 y 10 m de longitud y son las serpientes estranguladoras más grandes del planeta. Con este tamaño, no necesitan veneno para convertirse en una verdadera amenaza. Si bien los humanos no hacen parte de su dieta, existen reportes de personas que han sido atacadas por estos animales. Uno de esos casos lo cuenta Albina, quien, con amplio dramatismo y detalle, narra el fatídico encuentro que tuvo su hermano con una inmensa anaconda una tarde en la que él salió a cazar.…

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"Ma bangaña" (La calabaza) de Rafael Cassiani Cassiani 9:33

5 years yang lalu9:33

9:33

Rafael Cassiani Cassiani, el mítico líder del grupo "Sexteto Tabalá", una de las expresiones musicales más representativas de las comunidades negras del país y una insignia musical de la comunidad de San Basilio de Palenque (patrimonio oral e inmaterial de la humanidad) y del Caribe Colombiano, nos comparte un impactante método tradicional de rescate de los cuerpos que quedan a la deriva de las aguas.…

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Los limosneritos de Ventaquemada de Bárbara Porras de Torres (Radiocuento 4) 8:27

5 years yang lalu8:27

8:27

Con la naturalidad y el desparpajo propios de su región, Bárbara nos cuenta una historia que escuchó de sus abuelos; una historia en que se mezclan el humor, el terror y los cuentos de guacas tradicionales de Colombia. Es una mirada de lo sobrenatural que hay en muchos sectores rurales del país.

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Mi infancia en tiempos de la violencia de Olivia Marmolejo (Radiocuento 3) 8:12

5 years yang lalu8:12

8:12

Olivia Marmolejo nos narra cómo en su infancia, en el Valle del Cauca, tuvo que vérselas un día cara a cara con la muerte. Ella fue uno de los tantos colombianos atrapados en medio de un conflicto del que eran completamente ajenos durante la llamada época de La Violencia en Colombia. Esta es su historia¡…

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Me entregaron a mi mujer de Fermín Jordán Parente (Radiocuento 2) 6:18

5 years yang lalu6:18

6:18

Anteriormente, según la tradición ticuna, los casamientos eran planeados entre familias con muchos años de antelación. Aun así, en medio de esta práctica cultural pueden surgir bellas historias de amor. Fermín Jordán Parente se hizo acreedor del primer lugar de Herencia de mi Pueblo de esta versión con una anécdota contada en su lengua nativa, con mucha jocosidad y candidez. Él narra los diversos avatares que sobrellevó para hacerse con el amor de quien hoy sigue siendo su esposa.…

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Cayó el gigante de Fructuoso Velasco (Radiocuento 1) 4:15

5 years yang lalu4:15

4:15

En este poema, Fructuoso Velasco, del municipio de El Zulia, en Norte de Santander, nos cuenta cómo la vieja ceiba de su vereda se convirtió en un testigo más de la vida de sus vecinos y amigos. Hasta el último de sus días.

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