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What Should I Do With My Money?


1 What Does it Take to Retire Before 40? 31:36
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Camilla, a teacher in her late thirties, is ready to pull back from full-time work and travel the world. Despite paying off significant student debt by teaching overseas, she has deep-seated money anxiety stemming from a difficult childhood and fears running out of funds. With $800,000 saved, Camila’s wondering how to withdraw her retirement savings in a tax-efficient way while ensuring her portfolio’s continued growth. In this episode, Camilla sits down with Crystal, a Morgan Stanley Financial Advisor, and discusses her options, including tax-loss harvesting to offset capital gains taxes, Roth IRA conversions and a high-yield emergency savings fund . For more information about this episode and the topics covered, check out our episode page and explore how you can connect with a Morgan Stanley Financial Advisor . Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences, or review our “Understanding Your Brokerage and Investment Advisory Relationships” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf. When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters. Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates. Not all products and services discussed are available at Morgan Stanley. Morgan Stanley Smith Barney LLC, its affiliates, Wealth Management Head of Health and Wellness Education, Financial Advisors or Private Wealth Advisors (collectively, “MSSB”) at times may discuss strategies for navigating healthcare issues. In doing so, MSSB may rely on and provide you with health and medical news or information. MSSB makes no representation as to the accuracy of this information. MSSB is not providing medical advice to you in this regard. You are encouraged to consult with your health and medical professionals for any matters involving your personal health care issues or other medical matters. Nothing herein shall be construed as investment advice of any kind or a recommendation of a specific healthcare company or service provider, as applicable. © 2025 Morgan Stanley Smith Barney LLC. Member SIPC. CRC# 4753386 (08/2025)…
The Citizen Stewart Show explicit
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Konten disediakan oleh The Branch. Semua konten podcast termasuk episode, grafik, dan deskripsi podcast diunggah dan disediakan langsung oleh The Branch atau mitra platform podcast mereka. Jika Anda yakin seseorang menggunakan karya berhak cipta Anda tanpa izin, Anda dapat mengikuti proses yang diuraikan di sini https://id.player.fm/legal.
“The Citizen Stewart Show” is an independent, pull-no-punches podcast from The Branch about the perils and promise of education and democracy. Hosted by Chris “Citizen” Stewart, CEO of Brightbeam, a nonprofit national network of activists fighting for educational opportunity and justice for every child. And co-hosted by Ravi Gupta, former Obama staffer and former superintendent of a network of charter schools in the South. “The Citizen Stewart Show” shines light on the dark forces keeping our students, schools, and democracy mired in counterproductive politics. No headline or issue is off limits, because education is at the heart of everything in America.
…
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146 episode
Tandai semua (belum/sudah) diputar ...
Manage series 3418333
Konten disediakan oleh The Branch. Semua konten podcast termasuk episode, grafik, dan deskripsi podcast diunggah dan disediakan langsung oleh The Branch atau mitra platform podcast mereka. Jika Anda yakin seseorang menggunakan karya berhak cipta Anda tanpa izin, Anda dapat mengikuti proses yang diuraikan di sini https://id.player.fm/legal.
“The Citizen Stewart Show” is an independent, pull-no-punches podcast from The Branch about the perils and promise of education and democracy. Hosted by Chris “Citizen” Stewart, CEO of Brightbeam, a nonprofit national network of activists fighting for educational opportunity and justice for every child. And co-hosted by Ravi Gupta, former Obama staffer and former superintendent of a network of charter schools in the South. “The Citizen Stewart Show” shines light on the dark forces keeping our students, schools, and democracy mired in counterproductive politics. No headline or issue is off limits, because education is at the heart of everything in America.
…
continue reading
146 episode
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The Citizen Stewart Show

This week on The Citizen Stewart Show, Chris and Kate discussed the Citizen Stewart Show coming to an end…for now. Follow Chris at Citizen.subtsack to see what happens next!
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The Citizen Stewart Show

This week on The Citizen Stewart Show, Chris and Kate discussed the current crises facing education in America. We’d love to hear from you! Leave us a voicemail at (321) 213-9171 Or send us an email at citizenstewartshow@thebranchmedia.org
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The Citizen Stewart Show

1 Ep 140 | Can Education Commentary Survive the Attention Economy? 56:01
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This week on The Citizen Stewart Show, Chris and Kate discussed whether education commentary can survive in today’s Attention Economy. We’d love to hear from you! Leave us a voicemail at (321) 213-9171 Or send us an email at citizenstewartshow@thebranchmedia.org
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The Citizen Stewart Show

1 Ep 139 | The Most Radical Education Experiment in American History 56:22
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This week on The Citizen Stewart Show, Chris and Ravi discussed Where the Schools Went - a brand new podcast from The Branch Media! -- Where the Schools Went : The most radical education experiment in American history, told by the people who lived it. August 2025 marks 20 years since Hurricane Katrina altered New Orleans forever. Much has been written about the storm’s destruction and the city’s long road to recovery. But tucked behind those headlines is another story. One that shaped the lives of thousands of children. From The Branch in partnership with The 74 and MeidasTouch, Where the Schools Went is a five-part documentary series about what happened to the city’s schools after the levees broke, and how it led to the most radical education experiment in modern American history. — We’d love to hear from you! Leave us a voicemail at (321) 213-9171 Or send us an email at citizenstewartshow@thebranchmedia.org…
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The Citizen Stewart Show

1 Ep 138 | Chris Warns About “A Pandemic of Stupid” 35:45
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This week on The Citizen Stewart Show, Chris and Kate discussed… A Pandemic of Stupid ( Verbatim, 7/17/25 ) We’d love to hear from you! Leave us a voicemail at (321) 213-9171 Or send us an email at citizenstewartshow@thebranchmedia.org
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The Citizen Stewart Show

1 Ep 137 | Assessments & Accountability 45:18
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This week on The Citizen Stewart Show, Chris and Kate discussed… Support for Testing and Accountability Is Waning. Is Politics to Blame? ( The 74, 7/21/25 ) We’d love to hear from you! Leave us a voicemail at (321) 213-9171 Or send us an email at citizenstewartshow@thebranchmedia.org
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The Citizen Stewart Show

1 Ep 136 | Are Liberal Arts Degrees Future-Proof? 49:13
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This week on The Citizen Stewart Show , Chris and Kate explore whether, in the era of AI, the critical thinking and adaptability fostered by a liberal arts education could become a surprising advantage. The Rise of AI Will Make Liberal Arts Degrees Popular Again. ( Inc., 7/14/25 ) We’d love to hear from you! Leave us a voicemail at (321) 213-9171 Or send us an email at citizenstewartshow@thebranchmedia.org…
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The Citizen Stewart Show

1 Ep 135 | Black Men in Education (with Dr. Charles Cole) 1:03:47
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This week on The Citizen Stewart Show, Chris is joined by Dr. Charles Cole for a discussion about the importance of Black men in education. We’d love to hear from you! Leave us a voicemail at (321) 213-9171 Or send us an email at citizenstewartshow@thebranchmedia.org
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The Citizen Stewart Show

This week on The Citizen Stewart Show, Chris discusses the ways ed reform democrats could better serve students in these turbulent times. We’d love to hear from you! Leave us a voicemail at (321) 213-9171 Or send us an email at citizenstewartshow@thebranchmedia.org
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The Citizen Stewart Show

This week on The Citizen Stewart Show, Chris and Kate discuss the unique job market recent graduates are entering into. From the forces AI and beyond, they explore what makes this moment in the workforce both precarious and full of possibility. We’d love to hear from you! Leave us a voicemail at (321) 213-9171 Or send us an email at citizenstewartshow@thebranchmedia.org…
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The Citizen Stewart Show

1 Ep 132 | Should Teachers Be Neutral in the Classroom? 55:09
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This week on The Citizen Stewart Show , Chris and Kate dive into the complex challenge teachers face in maintaining political neutrality amid today's highly polarized climate. How do educators stay balanced when everything feels like a political statement? We’d love to hear from you! Leave us a voicemail at (321) 213-9171 Or send us an email at citizenstewartshow@thebranchmedia.org…
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The Citizen Stewart Show

1 Ep 131 | Restorative Justice (with Nicholas Bradford) 58:00
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This week on The Citizen Stewart Show, Chris sat down with Nicholas Bradford for a conversation about restorative justice. Nicholas is the founder and executive director of the National Center for Restorative Justice and the author of A Real-World Guide to Restorative Justice in Schools: Practical Philosophy, Useful Tools, and True Stories. The Restorative Schools Conference is June 26th and 27th in Portland, Oregon. We’d love to hear from you! Leave us a voicemail at (321) 213-9171 Or send us an email at citizenstewartshow@thebranchmedia.org…
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The Citizen Stewart Show

1 Ep 130 | Pushing Student Achievement Forward (with Tommy Chang) 56:13
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This week on The Citizen Stewart Show, Chris sits down with Dr. Tommy Chang, CEO of the New Teacher Center for a conversation about how we can keep pushing student achievement forward in these turbulent times. We’d love to hear from you! Leave us a voicemail at (321) 213-9171 Or send us an email at citizenstewartshow@thebranchmedia.org…
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The Citizen Stewart Show

1 Ep 129 | Rewriting the Impact of Racial Trauma (with Dominic Lawson) 1:01:36
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This week on The Citizen Stewart Show, Chris sits down with Dominic Lawson for a conversation about how we can rewrite the impact of racial trauma. Dominic Lawson is an award-winning producer who has made his mark in the mental health space. Dominic’s work has been recognized with numerous accolades. His podcast Black is America won a Webby Award in 2023. *Note: this episode contains discussion about mental health issues, including suicide. We’d love to hear from you! Leave us a voicemail at (321) 213-9171 Or send us an email at citizenstewartshow@thebranchmedia.org…
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The Citizen Stewart Show

his week on The Citizen Stewart Show, Chris and Kate discussed the nuances of merit pay for teachers. We’d love to hear from you! Leave us a voicemail at (321) 213-9171 Or send us an email at citizenstewartshow@thebranchmedia.org
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