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What Should I Do With My Money?


As a newly engaged couple, Jules and Shay have a lot to look forward to: a destination wedding, starting fertility treatments and the potential of buying a home. But their goals have a short horizon, are they able to save enough to accomplish three large milestones within a five-year period? In this episode, Jules and Shay sit down with Carolina, a Morgan Stanley Financial Advisor to discuss short- and long-term savings strategies, utilizing company benefits and how their families can help them save for a down payment . For more information about this episode and the topics covered, check out our episode page and explore how you can connect with a Morgan Stanley Financial Advisor . Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will be acting in an investment advisory capacity with respect to the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley Smith Barney LLC or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters. Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, a Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, an investment relationship with Morgan Stanley Smith Barney LLC does not have to be established or maintained to obtain the residential mortgage products offered by Morgan Stanley Private Bank, National Association. All residential mortgage loans/home equity lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Rates, terms, and programs are subject to change without notice. Residential mortgage loans/home equity lines of credit may not be available in all states; not available in Guam, Puerto Rico and the U.S. Virgin Islands. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is an Equal Housing Lender and Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. Nationwide Mortgage Licensing System Unique Identifier #663185. The proceeds from a residential mortgage loan (including draws and advances from a home equity line of credit) are not permitted to be used to purchase, trade, or carry eligible margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; or to make payments on any amounts owed under the note, loan agreement, or loan security agreement; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. This material has been prepared for informational purposes only. It does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. Morgan Stanley Smith Barney LLC (“Morgan Stanley”) recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Morgan Stanley Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives. Important Risk Information for Securities Based Lending : Clients must be aware that: (1) Sufficient collateral must be maintained to support the loan and to take future advances; (2) Clients may have to deposit additional cash or eligible securities on short notice; (3) Some or all of the pledged securities may be sold without prior notice in order to maintain account equity at required collateral maintenance levels. Clients will not be entitled to choose the securities that will be sold. These actions may interrupt long-term investment strategy and may result in adverse tax consequences or in additional fees being assessed; (4) Morgan Stanley Bank, N.A., Morgan Stanley Private Bank, National Association or Morgan Stanley Smith Barney LLC (collectively referred to as "Morgan Stanley") reserve the right not to fund any advance request due to insufficient collateral or for any other reason except for any portion of a securities based loan that is identified as a committed facility; (5) Morgan Stanley reserves the right to increase the collateral maintenance requirements at any time without notice; and (6) Morgan Stanley reserves the right to call securities based loans at any time and for any reason. Morgan Stanley Smith Barney LLC, its affiliates and their employees are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning With the exception of a margin loan, the proceeds from securities based loan products may not be used to purchase, trade, or carry margin stock (or securities, with respect to Express CreditLine); repay margin debt that was used to purchase, trade or carry margin stock (or securities, with respect to Express CreditLine); and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. To be eligible for a securities based loan, a client must have a brokerage account at Morgan Stanley Smith Barney LLC that contains eligible securities, which shall serve as collateral for the securities based loan. Securities based loans are provided by Morgan Stanley Smith Barney LLC, Morgan Stanley Private Bank, National Association or Morgan Stanley Bank, N.A, as applicable. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services. Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY © 2025 Morgan Stanley Smith Barney LLC. Member SIPC. CRC# 4766848 (09/2025)…
Financial Sense Newshour
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Content provided by Financial Sense Support and Financial Sense. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Financial Sense Support and Financial Sense or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.
Financial Sense(R) Newshour is a weekly podcast hosted by Financial Sense Wealth Management featuring regular interviews and commentary on the global markets and the economy.
…
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302 episodes
Mark all (un)played …
Manage series 2514455
Content provided by Financial Sense Support and Financial Sense. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Financial Sense Support and Financial Sense or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.
Financial Sense(R) Newshour is a weekly podcast hosted by Financial Sense Wealth Management featuring regular interviews and commentary on the global markets and the economy.
…
continue reading
302 episodes
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1 Must Listen: AI, Data Centers, and the Battle for Critical Metals (Preview) 2:18
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Oct 7, 2025 – What powers our digital world? Journalist Guillaume Pitron reveals the hidden costs—rare metals, energy-guzzling data centers, and global supply chains—behind emails, AI, and streaming in The Dark Cloud. Listen and see tech differently...

1 Roth Conversions & Tax-Free Buckets: Smart Planning for Market Highs 22:49
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1 From Mag 7 to Shiny 7: Jim Welsh on Wealth Concentration and the Next Big Market Moves 28:02
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Oct 3, 2025 – Are the “Mag 7” tech giants losing ground to the “Shiny 7” metals and mining stocks? Financial Sense Newshour's Jim Puplava and Jim Welsh at Macro Tides examine Wall Street’s record highs, the broadening bull market...

1 $20,000 Gold? Jordan Roy-Byrne Unpacks the "Once-in-a-Lifetime" Metals Boom 54:53
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Oct 3, 2025 – Jordan Roy-Byrne breaks down the historic breakout from a 13-year cup and handle pattern, the crucial signal of gold outperforming the traditional 60/40 portfolio, and the impact of central bank buying and de-dollarization...

1 From Drone Swarms to Golden Dome: Chris Donaghey on Directed Energy Weapons (Preview) 2:33
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Oct 2, 2025 – Laser weapons are moving from science fiction to the front lines, and they could soon be a pillar of national defense. In this eye-opening interview, Applied Energetics CEO Chris Donaghey explains how directed energy weapons are...

1 Big Tech vs. America's Small Businesses: Why We Need to Rethink US Economic Growth (Preview) 2:06
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Oct 1, 2025 – Did you know that 99.9% of US businesses are small businesses? In this must-listen interview, Cris Sheridan sits down with Dan Varroney, author of Rethinking Economic Growth, to reveal why small businesses are the true engine...

1 Rethinking the 60/40 Portfolio: New Strategies for Retirement in an Inflationary Era 16:28
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Sep 29, 2025 – Retirement is changing, and the old rules may no longer apply. In this timely interview, Jim Puplava of Financial Sense Wealth Management explains the challenges facing today’s retirees, from rising inflation and soaring...

1 The Shiny 7 Boom – Chris Puplava on Miners, the Dollar, and Shutdown Risks 17:10
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Sep 27, 2025 – Gold at record highs, silver edging toward $50, and precious metal mining companies—"the Shiny 7" as we call them—are making major moves. In today's Smart Macro segment of the Financial Sense Newshour, Chris Puplava...

1 Book Review: Breakneck – China’s Quest to Engineer the Future 25:14
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Sep 26, 2025 – If China can build 11 nuclear plants in the time it takes the U.S. to finish one, what does that mean for the future balance of power? Jim Puplava and Cris Sheridan discuss Dan Wang’s new book Breakneck: China’s Quest...

1 Silver Nearing $50, Energy Stocks Making Moves: Dave Keller on Today's Markets 23:30
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Sep 26, 2025 – Financial Sense Newshour's Jim Puplava sits down with Dave Keller, President of Sierra Alpha Research, to get an update on his technical outlook for the market, looking at a variety of market metrics, sectors, and companies that...

1 Uranium’s Big Comeback: The US Strategic Reserve and the Nuclear Renaissance (Preview) 2:49
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Sep 26, 2025 – Curious about the future of uranium and nuclear energy markets? Uranium and nuclear analyst Mart Wolbert discusses the recent move by the US to establish a strategic uranium reserve to shift away from Russian dependency...

1 The US Blueprint for Industrial Policy: Strategic Investments, Tariffs, and Dollar Devaluation (Preview) 1:28
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Sep 25, 2025 – Industrial policy experts Marc Fasteau and Ian Fletcher discuss the big investments the US is making into a variety of industries and companies as part of their “three pillars of US Industrial Policy," which includes currency adjustments...

1 The Dentist's Sleep Secret: Dr. Erela Rappaport Unmasks the Hidden Sleep Thief 25:32
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Sep 19, 2025 – Did you know your dentist could be the key to solving your chronic fatigue? In this revealing interview, Jim Puplava sits down with dental sleep expert Dr. Erela Rappaport to unmask the hidden sleep thief: obstructive sleep apnea...

1 From Inflation Prints to Job Losses – Danielle DiMartino Booth on the Fed’s Risky Blind Spots 25:17
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Sep 20, 2025 – Danielle DiMartino Booth joins Financial Sense's Jim Puplava to unpack the Federal Reserve’s recent rate cut, revealing why Fed independence is under pressure and how flawed economic data masks true risks...

1 John Roque: There's No Fever Like Gold Fever – Why the Bull Run May Just Be Starting 23:42
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Sep 19, 2025 – Markets are hitting record highs—and the rally is broadening beyond tech. Join John Roque at 22V Research and Jim Puplava as they unpack what’s driving this shift and where the real opportunities lie. From the ongoing bull market...
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Financial Sense Newshour

1 Inside the US-China Economic War: Trade, Tech, and the New World Order 35:44
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Sep 19, 2025 – What if the future of global power hinged on an unprecedented economic and technological battle? Join Financial Sense Wealth Management President Jim Puplava as he unravels the escalating tensions between...
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Financial Sense Newshour

1 Beyond Bitcoin: How Stablecoins and Tokenized Assets Are Redefining Money (Preview) 1:11
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Sep 18, 2025 – In a world where blockchain headlines seem quieter than past frenzies, seismic shifts are still reshaping finance behind the scenes. Phil George of EarnOS and FS Insider's Cris Sheridan discuss how stablecoins and tokenization are...
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Financial Sense Newshour

1 Fed Rate Cuts, the Dollar, and Risk Assets: Market Insights with Mike Singleton (Preview) 1:58
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Sep 16, 2025 – Learn why a non-recessionary growth slowdown might fuel an ongoing bullish surge in stocks, gold, and crypto. Senior Analyst Mike Singleton of Invictus Research speaks with FS Insider today about emerging tariff-induced...
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Financial Sense Newshour

1 Global Money Supply, Gold, and the US Dollar: Chris Puplava’s Market Outlook 21:27
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Sep 12, 2025 – Curious about the current state of the markets, global money supply, and what could be next for the US dollar, gold, and silver? In this in-depth interview, Financial Sense Wealth Management’s CIO, Chris Puplava, breaks down...
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Financial Sense Newshour

1 "Bullseye" Craig Johnson: The Market’s Next Big Move After S&P 6,600 21:06
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Sep 12, 2025 – With record-breaking highs in the markets and the S&P just points away from Craig Johnson’s spot-on 6,600 target, which he forecasted last year, we’re diving into what’s next for this bull market. Is this just a pit stop, or does the rally...
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Financial Sense Newshour

1 Christian Takushi on America's Next Pearl Harbor (Preview) 3:04
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Sep 11, 2025 – Are we on the brink of a second Cold War turning hot? Geopolitical strategist Christian Takushi reveals the hidden forces reshaping global power—and why the West may be more vulnerable than we think. In this riveting discussion, Takushi delves...
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Financial Sense Newshour

1 Marc Chandler on Dollar’s Turning Point, Supercycles, and Global Capital Shifts (Preview) 2:25
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Sep 9, 2025 – Is the US dollar nearing a historic turning point? Join Cris Sheridan and market strategist Marc Chandler for an unfiltered, must-hear discussion—where currencies, commodities, and global power collide...
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Financial Sense Newshour

1 Tax Cuts for Billionaires? Dan Pilla on Shrinking Tax Shelters Under Trump 26:43
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Sep 8, 2025 – Think you know who really benefits from today’s tax laws? In this eye-opening episode, Jim Puplava and renowned tax expert Dan Pilla pull back the curtain on the truth behind the headlines. Together, they break down the latest...
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Financial Sense Newshour

1 Greg Weldon: Rotation Alert! Debt, Inflation, and the Rush to Gold 39:16
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Sep 5, 2025 – What’s really driving gold and silver to record levels, and why are mining stocks suddenly outshining tech giants? In this episode, Jim Puplava sits down with Greg Weldon at Weldon Live to unpack the forces shaking up markets...
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Financial Sense Newshour

1 Mish Schneider on Metals Boom, Shiny 7, and Small Caps Outperformance 28:47
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Sep 5, 2025 – Gold hit a new record high this week, while silver surged above $40 for the first time in 14 years. Financial Sense’s Jim Puplava interviews Mish Schneider, Chief Strategist at MarketGauge, covering the big move in metals and mining stocks, sector...
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Financial Sense Newshour

1 David Woo on the Fed’s Political War, China’s Assault on Big Tech, and Trump’s Fatal Mistake (Preview) 5:58
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Sep 4, 2025 – What happens when politics, technology, and global alliances collide? In this wide-ranging interview, renowned strategist David Woo joins FS Insider's Cris Sheridan to discuss the high-stakes battle for control at the Federal Reserve...
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Financial Sense Newshour

1 ESOPs: The Tax-Free Exit Strategy Few Business Owners Know 21:15
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Sep 1, 2025 – Discover how retiring business owners can unlock powerful, little-known tax advantages while preserving their legacy in this insightful interview with Lawrence Kaplan of CSG Partners. Financial Sense host Jim Puplava explores how employee...
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Financial Sense Newshour

1 Is China Hoarding 30,000 Tons of Gold? Dominic Frisby on the Secret Bull Market 43:31
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Aug 22, 2025 – What if China has already secretly surpassed the US as the world's largest holder of gold? In this compelling interview, Jim Puplava is joined by author Dominic Frisby to unravel the forces driving gold's explosive bull market...
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Financial Sense Newshour

1 Gold Futures Hit $3500, Silver Breaks $40: The New Metals War Between US and China 48:28
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Aug 29, 2025 – The Hunt Brothers tried to corner the silver market, driving it up to $50/ounce in the late 70s and early 80s. Now, it's the world's two largest economies trying to corner an increasing list of critical commodities. In this important update...
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Financial Sense Newshour

1 S&P 10,000? Dr. Ed Yardeni’s Bold Roaring 2020s Forecast (Preview) 2:55
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Aug 28, 2025 – What if the next decade on Wall Street eclipses even the Roaring 1920s? Dr. Ed Yardeni, President and Chief Investment Strategist at Yardeni Research, speaks with FS Insider to give an update on his bullish case for the S&P 500 soaring to...
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Financial Sense Newshour

1 Agentic AI, Brain-Machine Interfaces, and the Race for Superintelligence with Dr. Alan D. Thompson (Preview) 3:28
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Aug 27, 2025 – Step inside a world where AI builds worlds, rewrites language, and merges minds—today, not decades from now. In this fascinating conversation, Dr. Alan D. Thompson, renowned AI analyst, breaks down the race toward...
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Financial Sense Newshour

1 Risk Assets, Inflation Hedges Fly Higher on Fed Comments 38:38
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Aug 22, 2025 – This morning in Jackson Hole, Wyoming, Fed Chair Jay Powell stated that monetary policy remains restrictive and that adjustments are likely needed. While a rate cut was already widely anticipated for next month’s Fed meeting...
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Financial Sense Newshour

1 Doomberg on Grid Investments in the Age of AI and Electrification 32:25
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Aug 22, 2025 – Speaking with Financial Sense, Substack powerhouse Doomberg explores how energy has become the decisive factor in the new global power struggle. The conversation highlights China’s rapid ascent as the largest producer...
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Financial Sense Newshour

1 Beyond Chips: China’s Multi-Pronged Approach to Dominate the AI Race (Preview) 1:52
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Aug 20, 2025 – Explore the decisive factors in the US-China race for AI supremacy with Woody Preucil of 13D Research and Strategy. While the US leads in chip design and AI models, China’s focus on digital infrastructure, 5G, and electricity production...
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Financial Sense Newshour

1 Macro Moves: Navigating Liquidity, Inflation, and Tariffs with Variant Perception (Preview) 3:36
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Aug 19, 2025 – Are you prepared for the next move in markets? Find out how global liquidity, tariffs, and fiscal policy are shaping the investment landscape in our exclusive conversation with macro strategist Jonathan Petersen at Variant Perception...
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Financial Sense Newshour

1 What to Do When a Loved One Dies: Essential Survivor Checklist and Next Steps 20:23
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Aug 18, 2025 – Losing a spouse or loved one is a difficult and overwhelming experience, often leaving many unsure of what to do next. In this insightful interview, Jim Puplava walks listeners through a comprehensive survivor checklist...
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Financial Sense Newshour

1 Jim Bianco Unfiltered: Tariffs, Inflation, and Fed Policy Mistake 51:40
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Aug 15, 2025 – Could net negative immigration, not just economic cycles, be reshaping the US job market? Jim Bianco at Bianco Research brings a fresh lens to the latest employment data, inflation, and what investors should really watch...
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Financial Sense Newshour

1 Inflation Shocks and Buffett’s Record Cash Pile: Insights from Jim Welsh 32:28
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Aug 15, 2025 – The Fed’s next move could hinge on flawed data—with serious market and economic consequences. Join Jim Puplava and Macro Tides' Jim Welsh as they dissect inflation reports, reveal weaknesses in government stats, and unpack...
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Financial Sense Newshour

1 ITR's Lauren Saidel-Baker on Lagged Impact of Tariffs, Inflation, and US Econ Outlook (Preview) 3:21
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Aug 14, 2025 – Beneath steady US growth, historic tariffs and simmering inflation hint at turbulence on the horizon. Today, we speak with Lauren Saidel-Baker of ITR Economics discussing the US economic outlook. She explains why ITR...
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Financial Sense Newshour

1 Bruce Mehlman on Political Weapons and Mid-Term Elections (Preview) 2:23
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Aug 13, 2025 – FS Insider's Cris Sheridan speaks with Bruce Mehlman of Mehlman Consulting about the growing role of artificial intelligence in politics. They discuss AI’s potential to reshape elections through hyper-optimized redistricting...
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Financial Sense Newshour

1 Jeff Christian on Plan to Revalue US Gold Reserves, Metals Outlook (Preview) 2:58
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Aug 12, 2025 – As uncertainty over trade and policy continues, discover why one of the world’s top metals analysts believes the bull market in gold and silver is far from over. FS Insider interviews Jeff Christian for an in-depth discussion on gold...
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Financial Sense Newshour

1 Medicine 3.0: How Wearable Tech and AI Could Change Your Life 32:21
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Aug 11, 2025 – Discover the cutting edge of personalized health technology on this episode of the Lifetime Planning Show! Financial Sense founder Jim Puplava dives deep into how wearables are transforming early detection, prevention, and...
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Financial Sense Newshour

1 Mark Mills on the Roaring 20s: AI, Energy, and the Next Commodity Boom 1:05:45
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Aug 8, 2025 – In this wide-ranging conversation, Jim Puplava and Mark Mills, Executive Director of the National Center for Energy Analytics, challenge the prevailing narrative of an “inevitable energy transition.” Mills explains why the world’s...
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Financial Sense Newshour

1 Gold Miners Smash 13-Year Highs: John Kosar on Game-Changing Shift 21:40
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Aug 8, 2025 – John Kosar of Asbury Research speaks with Financial Sense Newshour's Jim Puplava to provide an update on his technical outlook for the US stock market, leading sectors, precious metals, energy, and the dollar. While the S&P 500...
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Financial Sense Newshour

1 From Tariffs to Dollar Devaluation: The Unfolding Strategy Behind US Industrial Policy (Preview) 3:41
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Aug 7, 2025 – Today we explore the evolving landscape of U.S. industrial policy, featuring insights from two policy experts on the bipartisan shift away from neoliberal free trade, the increasing use of tariffs, the strategic importance of...
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