Podcast I Win terbaik (2025)

1
WHAT IF I WIN? - Trailer episode 3:42

8d ago3:42

3:42

Send us a text WHAT IF I WIN, the podcast loved by lottery enthusiasts the world over. Introducing WHAT IF I WIN? podcast host, DareLinzell aka author of the pocket-sized book WHAT IF I WIN offering a glimpse into future WHAT IF I WIN podcast episode segments. In segment one, "WHAT IF I WIN - WHAT I WOULD DO" the host interviews the everyday Jane a…

1
WOMAN IN TECH 36:45

9M ago36:45

36:45

Let's be honest, a woman in tech is an intriguing thing, mostly because this is not often seen. I had a woman in tech (cybersecurity company owner, Lauren Pryor) on WIN today, and I got to see inside her tech-y brain! Her strategies used to thrive in this male-dominated space teaches us some valuable life lessons. I had me a blast during this convo…

1
Property Management Opportunity in Winnipeg 9:26

2y ago9:26

9:26

In this episode we chat with Carla Brown, President of Real Property Management, a Charlwood Pacific Group company. Carla provides an overview of the property management opportunity that exists right here in Winnipeg, Manitoba. For details visit https://www.propertymanagementfranchise.caOleh Adrian Schulz

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Why Pre-Approvals Are Falling Apart 7:11

2+ y ago7:11

7:11

Although much of what we chat about in this episode isn't necessarily new information, it certainly is very relevant at the moment. Take a listen to find out 5 reason's why mortgage pre-approvals are falling apart.Oleh Adrian Schulz

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Property Tax Appeals with Trevor Smith 12:46

2+ y ago12:46

12:46

On this episode we discuss the timely topic of property tax appeals. Trevor Smith with TGS Realty Advisors provides insight on some of the perceived risks, costs and most importantly financial savings that can be achieved from a tax appeal.Oleh Adrian Schulz

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Flipping Foundations with Heather & Nathan from HGTV Canada’s Hoarder House Flippers 11:58

2+ y ago11:58

11:58

In this episode we chat about what to look for when buying a flip, what to avoid, and designing for potential buyers. We also have a little fun talking about the joys of working with family. Hoarder House Flippers airs Thursday at 7 p.m. CST on HGTV Canada Seeing potential property value covered by years of clutter, trash, and neglect, these intrep…

1
Is Your Condo Board Dysfunctional? 5:19

2+ y ago5:19

5:19

The board of directors plays a critical role in any condominium community. First and foremost, the board's role is to serve and meet the needs of community residents, acting in a manner that is consistent with the best interests of condo owners. This requires having a strong and comprehensive understanding of the issues facing the community, as wel…

1
Condo Reserve Fund Shortfalls 6:07

3y ago6:07

6:07

In a recent white paper, the Canadian Institute of Actuaries’ Longevity of Infrastructure – Reserving and Risk Management in Condo Maintenance in Canada has identified one major problem for many condo owners: they’re about to encounter large annual fee increases and lump sum payments, thanks to dwindling reserve funds.…

1
EP 101 - Justin Schenck "The Growth Now Movement" with Jose Flores 40:03

3y ago40:03

40:03

In this episode, Jose interviews his good friend and fellow podcast host "Genius" Justin Schenck. He's an entrepreneur and host of The Growth Now Movement Podcast and he's also been named as one of the top 8 podcasters to be followed by INC. Magazine. Jose and Justin talk about how to build your podcast audience and create binge worthy content for …

1
Don’t Renew Your Mortgage Blindly 3:30

3y ago3:30

3:30

When you were shopping for your first home you didn’t just jump headlong into the first property you laid eyes on and lock yourself into the first mortgage rate you came across online, did you?Oleh Adrian Schulz

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Ep 100 - Shaun Roig "The Beatbox Genius" with Jose Flores 26:06

3y ago26:06

26:06

This week's episode is super special as Jose celebrates his 100th episode with his good friend and Beatbox Genius Shaun Roig. If you don't know who Shaun is, well, now you know and you show should definitely get to know him. His Beatboxing skills have attracted the attention of many of the greats including Dwayne "The Rock" Johnson, Steve Aoki, Rac…

1
Improving Your Credit Score 7:30

3y ago7:30

7:30

Your credit score and how you manage credit are huge factors in qualifying for a mortgage. If you want the best interest rates and mortgage products available on the market, you want a high credit score. Here are a few things you can do to improve your credit score.Oleh Adrian Schulz

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Variable Rates Are Not Out To Get You 3:56

3y ago3:56

3:56

There is a lot of economic uncertainty ahead in 2022 and it has a lot of us feeling on edge. On this episode we talk about the realities of a variable rate mortgage.Oleh Adrian Schulz

1
Neighbourhood Edition: Trudy Turner on Charleswood 11:55

3y ago11:55

11:55

On this special neighbourhood edition, we are joined by Trudy Turner, Realtor® with RE/MAX Performance Realty. In this episode we chat about Charleswood.Oleh Adrian Schulz

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Credit and Mortgage Financing Basics 4:52

3y ago4:52

4:52

If you’re new to managing your credit, an easy way to remember the minimum credit requirements for mortgage financing is the 2/2/2 rule. Two active trade lines established over a minimum period of two years, with a minimum limit of two thousand dollars, is what lenders are looking for.Oleh Adrian Schulz

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EP 099 - Todd Durkin with Jose Flores - The Mindset Disruptor meets The Mindright Maniac 42:19

3y ago42:19

42:19

In this week's episode, I had so much fun interviewing my good friend Todd Durkin. Todd is a world-renown trainer, coach, author, and motivational keynote speaker who trains dozens of elite, high-profile NFL, MLB, and MMA athletes, including two Super Bowl MVPs, Olympic gold medalists, Heisman Trophy winners, and MMA champions. Todd was also a feat…

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Neighbourhood Edition: Geoff Davis on River Heights 10:12

3y ago10:12

10:12

On this special neighbourhood edition, we are joined by Geoff Davis, Realtor® with Royal LePage Dynamic Real Estate - Claude Davis Team. In this episode we chat about River Heights.Oleh Adrian Schulz

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EP-098 - Billy Price with Jose Flores - Fashion and Function for Everyone 31:44

3y ago31:44

31:44

In this week's episode, I had the honor and privilege of interviewing my friend Billy Price, Co-Founder of BILLY Footwear. BILLY Footwear is a company that incorporates zippers that go along the side of the shoes and around the toe, allowing the upper part of each shoe to open and fold over completely. Thus, the wearer can place his or her foot ont…

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Mortgage Options for Older Canadians 3:57

3y ago3:57

3:57

Although it’s ideal to have your mortgage paid off by the time you retire, that isn’t always possible in today’s economy. The cost of living is considerably higher than it has ever been, and as a result, many Canadians are putting off retirement, hoping to make just a bit more money to add to that nest egg.…

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Neighbourhood Edition: Eric Neumann on Wolseley 14:31

3y ago14:31

14:31

On this special neighbourhood edition, we're joined by Eric Neumann, Realtor® with Realty Executives First Choice. In this episode we chat about Wolseley.Oleh Adrian Schulz

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Understanding your Employment Status for a Mortgage 5:29

3y ago5:29

5:29

Chances are if you’re applying for a mortgage, you feel confident about the state of your current employment or your ability to find a similar position if you need to. However, your actual employment status probably means more to the lender than you might think.Oleh Adrian Schulz

1
Bridge Financing and Deposit Lending 4:00

3y ago4:00

4:00

Let’s say you have a home that you’ve outgrown; it’s time to make a move to something better suited to your needs and lifestyle. You have no desire to keep two properties, so selling your existing home and moving into something new (to you) is the best ideaOleh Adrian Schulz

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Neighbourhood Edition: Tom Goodfellow on Transcona 9:34

3y ago9:34

9:34

On this special neighbourhood edition, we're joined by Tom Goodfellow, Realtor® and Broker of Goodfellow Realty in Winnipeg. In this episode we chat about Transcona.Oleh Adrian Schulz

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EP-097 - Happy New Year! What's Your Resolution? 26:29

3y ago26:29

26:29

In this episode, Jose talks about resolutions, goals, and dreams. He discusses not only how to set goals, but how to execute them and keep the momentum going throughout the rest of the year. Tune in to this episode for some good nuggets on how to crush this year and get the results you want to see in your life.--- Support this podcast: https://podc…

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Why Down Payment Source Matters 6:11

3y ago6:11

6:11

If you’re looking to purchase a property, although you might not think it matters too much, the source of your down payment means a great deal to the lender. Let’s discuss the lender requirements, what your down payment tells the lender about your financial situation, a how down payment helps establish the mortgage loan to value.…

1
Porting Your Mortgage 6:11

3y ago6:11

6:11

Porting your mortgage is when you transfer the remainder of your current mortgage term, outstanding principal balance, and interest rate to a new property if you’re selling your existing home and buying a new one.Oleh Adrian Schulz

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Don‘t Forget These Items in Your Condo Budget 4:54

3y ago4:54

4:54

You might think that you can plan your budget for the upcoming year based on the previous year's expenses. Just copy and paste and you're done, right? Well, not quite. While the previous year can provide a solid, general guide for planning purposes, you will need to consider possible changes in year-over-year expenses.…

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Understanding a Spousal Buyout Mortgage 5:34

3y ago5:34

5:34

If you’re going through or considering a divorce or separation, you might not be aware that there are mortgage products designed to allow you to refinance your property and buy out your ex-spouse.Oleh Adrian Schulz

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National Real Estate Investors Community 15:51

3y ago15:51

15:51

In this episode we chat with Dakotah Charron about the National Real Estate Investors Community. NREIC is an exclusive community of like minded investors with a collective goal of growth achieved through sharing resources, off market deals, capital and expertise.Oleh Adrian Schulz

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Make Your Mortgage Tax Deductible 17:02

3y ago17:02

17:02

In this episode we discuss how to use The Smith Manoeuvre in Canada to make your mortgage tax deductible and create wealth.Oleh Adrian Schulz

1
Protect Yourself at your Mortgage Renewal 4:23

3y ago4:23

4:23

In this episode we discuss how it's a commonly held belief that if you’ve made your mortgage payments on time throughout the entirety of your mortgage term, that the lender is somehow obligated to renew your mortgage.Oleh Adrian Schulz

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Locking in a Variable Rate Mortgage 5:52

3y ago5:52

5:52

If you have a variable rate mortgage and recent economic news has you thinking about locking into a fixed rate, here’s what you can expect will happen. You can expect to pay a higher interest rate over the remainder of your term, while you could end up paying a significantly higher mortgage penalty should you need to break your mortgage before the …

1
Why the Property Matters in Mortgage Financing 4:33

3y ago4:33

4:33

When looking to qualify for a mortgage, typically, a lender will want to review four areas of your mortgage application: income, credit, downpayment/equity and the property itself.Oleh Adrian Schulz

1
Getting a Mortgage While on Parental Leave 3:50

3y ago3:50

3:50

If you’ve thought now is the time to find a new property to accommodate your growing family, but you’re unsure how your parental leave will impact your ability to get a mortgage, listen to this episode!Oleh Adrian Schulz

1
Handling Annual CAM Reconciliation at a Commercial Property 6:17

3y ago6:17

6:17

Common area maintenance charges, or CAM charges, are a routine aspect of commercial property maintenance and expenditure management. When executed properly, common area maintenance charges allocate a share of property maintenance expenses to each commercial tenant.Oleh Adrian Schulz

1
Condominium Budget Season Is Approaching 4:57

3y ago4:57

4:57

The end of the fiscal year means it's time for condominium corporations to pass a budget for the next year. Involving a committee comprised of unit owners is a smart idea to avoid any pitfalls or disagreements.Oleh Adrian Schulz

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Using an RRSP for a Home Purchase 3:42

3+ y ago3:42

3:42

Did you know there’s a program that allows you to use your RRSP to help come up with your downpayment to buy a home? It’s called the Home Buyer’s Plan (or HBP for short), and it’s made possible by the government of Canada. While the program is pretty straightforward, there are a few things you need to know.…

1
Down Payment Options 7:38

3+ y ago7:38

7:38

Your down payment refers to the initial payment you make when buying a property through mortgage financing. In this episode we discuss your options.Oleh Adrian Schulz

1
EP-096 - Jose Flores - Getting Rid of The Noise 23:28

3+ y ago23:28

23:28

In this week's episode, Jose talks about cancelling all the unnecessary noise from our lives in order to truly win. Many times we don't progress in life because we're so distracted by all of the noise around us and it's only when we learn to get rid of the noise that we begin to see real change occur. Tune in to this episode to learn how to get rid…

1
Costs Associated with Buying Property 6:31

3+ y ago6:31

6:31

When calculating if you can afford to purchase a property, don’t just figure out a rough downpayment and quickly move on from there. Several other costs need to be considered when buying a property; these are called your closing costs.Oleh Adrian Schulz

1
Before You Co-Sign a Mortgage 4:49

3+ y ago4:49

4:49

So you’re thinking about co-signing on a mortgage? Great, let’s talk about what that looks like.Oleh Adrian Schulz

1
An Overview of the Home Buying Process 5:32

3+ y ago5:32

5:32

If you’re in the early stages of planning to buy either your first home or your next home, this is the episode for you!Oleh Adrian Schulz

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Carla Browne on vacancy rates and single family rentals in Canada 15:29

3+ y ago15:29

15:29

Carla Browne is the Operations Manager for Real Property Management LP. In this episode we discuss national vacancy rates and the effects Covid has had on the Canadian rental market. We also talk about why now is a good time to invest in single family rental properties.Oleh Adrian Schulz

1
What is a Cashback Mortgage? 6:00

3+ y ago6:00

6:00

As the name implies, a cashback mortgage is similar to a standard mortgage, except that you receive a lump sum of cash upon closing.Oleh Adrian Schulz

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Standard or Collateral Charge Mortgage 5:30

3+ y ago5:30

5:30

When arranging mortgage financing, your mortgage lender will register your mortgage in one of two ways, either with a standard charge mortgage or a collateral charge mortgage. What's best for you?Oleh Adrian Schulz

1
Steve Snyder on urban development and land use policies 15:14

3+ y ago15:14

15:14

Steve Snyder is a Director with YIMBY Winnipeg (Yes in my Backyard). In this episode we discuss how the current City of Winnipeg regulations affect land lot use and infill housing developments.Oleh Adrian Schulz

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Brandt Butt on independent investment advice 20:23

3+ y ago20:23

20:23

Brandt Butt is an Investment Advisor with Endeavour Wealth Management. In this episode we discuss the benefits of getting independent investment advice. We also talk about the option of leveraging real estate equity as part of an overall financial strategy.Oleh Adrian Schulz

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EP-095 - Forbes Riley with Jose Flores - Creating the perfect pitch 40:33

3+ y ago40:33

40:33

In this weeks episode, Jose interviews his good friend Forbes Riley. Forbes is one of the most powerful female speakers of our generation and in business as an on camera celebrity tv host who has sold more than $2.5 billion in products. She will share her secrets on the art of communication clarity, and confidence. In this episode Forbes also share…

1
Finance Your Home Renovations 3:42

3+ y ago3:42

3:42

If you’re looking to do some home renovations but don’t have all the cash up front to pay for materials and contractors, here are a few ways to use mortgage financing to bring everything together.Oleh Adrian Schulz

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David Salvatore on the Manitoba Real Estate Association 15:08

3+ y ago15:08

15:08

David Salvatore is the CEO of the Manitoba Real Estate Association. In this episode we talk about the MREA including its decades-long advocacy efforts in eliminating education property taxes. We also discuss the incoming Real Estate Services Act (RESA) and how it modernizes real estate transactions in Manitoba.…

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