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Konten disediakan oleh csprimer.com, Charlie Harrington, and Oz Nova. Semua konten podcast termasuk episode, grafik, dan deskripsi podcast diunggah dan disediakan langsung oleh csprimer.com, Charlie Harrington, and Oz Nova atau mitra platform podcast mereka. Jika Anda yakin seseorang menggunakan karya berhak cipta Anda tanpa izin, Anda dapat mengikuti proses yang diuraikan di sini https://id.player.fm/legal.
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NerdWallet's Smart Money Podcast


1 Why Refis Are Spiking and How to Optimize Your 401k Target-Date Fund for Long-Term Growth 28:02
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Learn when a refi saves money and how target-date funds work, including fees and when to pick a later fund year. What exactly is a target-date fund, and when should you move your date? How do you know if now is a good time to refinance a house? Hosts Sean Pyles and Elizabeth Ayoola discuss mortgage refinancing and target-date funds to help you understand how to quantify savings on a refi and how to set (and adjust) an age-appropriate retirement glide path. To kick off the episode, NerdWallet senior news writer Anna Helhoski joins with mortgages and student loans writer Kate Wood and mortgage reporter Holden Lewis to break down why refis are spiking even without fresh Federal Reserve cuts, who’s most likely to benefit right now, and how markets (not just the Fed) drive daily mortgage rate moves. They begin with a discussion of rate-and-term vs. cash-out refinancing, with tips and tricks on calculating your breakeven point, using the ~0.75 percentage-point rule-of-thumb for potential savings, and factoring in 2% to 6% closing costs and how long you’ll stay put. Then, investing Nerd June Sham joins Sean and Elizabeth to discuss target-date funds. They discuss how glide paths work (to vs. through retirement), when to push your target year if you’ll work longer, and how fees compare with index funds/ETFs, plus contribution frameworks (10% to 15% of income vs. the “80% replacement” rule) and why many hands-off investors value auto-rebalancing despite higher expense ratios. A listener case study (age 35, 2055 fund) highlights how to revisit your target date in the decade before retirement, how to read a fund’s glide path, and why staying invested and consistent often matters more than chasing perfect timing. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In this episode, the Nerds discuss: mortgage refinance, refinance calculator, mortgage rates today, breakeven point refinance, cash-out refinance, HELOC vs cash-out, refinance closing costs, when to refinance, refinance vs home equity loan, bond market and mortgage rates, Federal Reserve and mortgage rates, target-date fund, best target-date funds, target-date fund glide path, to vs through glide path, 401k target-date fund, change target-date fund year, 2055 target-date fund, target-date fund fees, expense ratio comparison, ETF vs mutual fund, index funds S&P 500, retirement contribution 10 to 15 percent, 80 percent income replacement rule, taxable brokerage vs 401k, annuity vs staying invested, debt consolidation with home equity, credit card APR vs mortgage rate, divorce refinance requirements, stay-or-sell breakeven analysis, and refinance eligibility 2025. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com . Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices…
The CS Primer Show explicit
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Konten disediakan oleh csprimer.com, Charlie Harrington, and Oz Nova. Semua konten podcast termasuk episode, grafik, dan deskripsi podcast diunggah dan disediakan langsung oleh csprimer.com, Charlie Harrington, and Oz Nova atau mitra platform podcast mereka. Jika Anda yakin seseorang menggunakan karya berhak cipta Anda tanpa izin, Anda dapat mengikuti proses yang diuraikan di sini https://id.player.fm/legal.
A show about computer science and computer science education by Charlie Harrington and Oz Nova.
…
continue reading
25 episode
Tandai semua (belum/sudah) diputar ...
Manage series 3463119
Konten disediakan oleh csprimer.com, Charlie Harrington, and Oz Nova. Semua konten podcast termasuk episode, grafik, dan deskripsi podcast diunggah dan disediakan langsung oleh csprimer.com, Charlie Harrington, and Oz Nova atau mitra platform podcast mereka. Jika Anda yakin seseorang menggunakan karya berhak cipta Anda tanpa izin, Anda dapat mengikuti proses yang diuraikan di sini https://id.player.fm/legal.
A show about computer science and computer science education by Charlie Harrington and Oz Nova.
…
continue reading
25 episode
Semua episode
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The CS Primer Show

1 E25: There is only one Beej Jorgensen 50:28
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Brian "Beej Jorgensen" Hall joins Oz and Charlie to dive into the joy and art of learning computer science. It's all here - achieving flow, "How to Solve It" by Polya, self-publishing guides/books on the web, Beej's take on AI and coding, and, of course, the origin of the "Beej Jorgensen" moniker. Shownotes: Beej's website: https://beej.us/ Beej's guide to learning computer science: https://beej.us/guide/bglcs/ Hacker News post on Charlie's short story about a giant diamond asteroid…
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The CS Primer Show

1 E24: When is binge learning better than consistency? 51:30
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Oz and Charlie vibe-chat their way through respective Mathacademy experiences + reviews, leading to a discussion of "binge learning" vs more-structured, consistent learning / time-tracking. Also, Oz shares that he's currently reading a math textbook with this incredible sentence in its introduction: "I consider the mathematical treatment of these problems to be among the chief glories of Western civilization, and I hope you agree." Shownotes: mathacademy.com csprimer.com…
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The CS Primer Show

1 E23: MathAcademy and the efficient pursuit of mastery 48:27
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There's something about MathAcademy that just works for learning math (for both kids and adults - ask Reddit!), and we're chatting with Justin Skycak - Chief Quant & Director of Analytics at MathAcademy - to try to figure it out. Shownotes: justinmath.com -- Justin's personal website mathacademy.com 3blue1brown Cell biology by the numbers ExecuteProgram Star Trek 2009 The Math Academy Way -- Math Academy's working draft book, authored by Justin, which answers the following questions: What techniques exist to maximize student learning and talent development, particularly in the context of math? Why are these techniques so impactful, and if they are indeed so impactful, then why are they so often absent from traditional classrooms? How does Math Academy leverage these techniques? Math Academy Origin Story, 2014-20 -- from Sandy & Jason's perspective, with a focus on how the original in-school program and early software came to be Math Academy Origin Story, 2019-23 -- from Justin's perspective, with a focus on teaching in that school program and getting the algorithms in place to turn it into a fully automated system News Articles about Math Academy's original in-school program Oz on X Charlie on X Oz's website Charlie's website…
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The CS Primer Show

1 E22: Building HR software for dying on Mars? 1:01:35
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Ammar Mian is a software engineer and the co-founder of startup health tech company Malla - and another former student of Oz's and Bradfield School of Computer Science! Many software engineers daydream about starting their own company one day, so we've got Ammar on the show this week to give us the goods. Is it still fun? Can you still get into flow? Are you still coding? Does Oz want to die on Mars? All this and more! Shownotes: Malla The Wiggles The Six Levels of Interaction with a System Zone of proximal development Red-bellied black snake Reentry [book] - more recent history of SpaceX Red Mars [book] - Kim Stanley Robinson…
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The CS Primer Show

1 E21: Make the easy things harder (with Madison Kanna) 57:14
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Madison Kanna is a lifelong learner and self-taught programmer who learns in public, and Madison joins Oz and Charlie to share tactics for getting things done (with their learning goals) - and the importance of having fun along the way when learning computer science. Shownotes Madison Kanna's site The Cost of Forsaking C Flow - Mihaly Csikszentmihalyi Ryan Holiday - Don't Talk about Writing a Novel…
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The CS Primer Show

1 E20: Jason Benn's path to ML engineering 54:33
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Jason Benn is an ML engineer and truly the epitome of a lifelong learner (Cal Newport even wrote about Jason in one of his books on learning!). Oz and Charlie catch up with Jason on his current self-directed ML sabbatical - which he's corralled into a co-working cohort called mleclub.com (similar to Recurse Center but with an ML / AI focus). We discuss the tactical, strategic, and emotional side to effective self-directed learning, and close out with a new segment tentatively called "Would you read the top article on Hacker News right now?". Shownotes Minerva University [book] So Good They Can't Ignore You - Cal Newport [book] Why Greatness Cannot Be Planned - Kenneth O. O. Stanley, Joel Lehman Jason Benn's website MLE Clu b…
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The CS Primer Show

Does your summer roadtrip across America include Saturn V Rockets, self-driving cars, dinosaur bones, and maybe Kittyhawk? Well, then you might be Oz and family! Charlie and Oz catch up on Oz's grand tour of America's inspiring hubs of ambition and technology, with plenty of detouring into the wonderful book genre of video game memoirs. Shownotes [book] Failure Is Not An Option - Gene Kranz [book] Skunkworks - Ben Rich [book] The Wright Brothers - David McCullough [book] Masters of Doom - David Kushner [documentary] Indie Game the Movie [book] Sid Meier's Memoir!: A Life in Computer Games [book] The Making of Prince of Persia - Jordan Mechner [book] Tomorrow, Tomorrow, Tomorrow - Gabrielle Zevin [song] "This song wrote itself" - Charlie's song about self-driving cars, performed in a self-driving car Hack Club's "Blot" pen plotter Hack Club…
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The CS Primer Show

1 E18: Do you love programming as much as Thorsten Ball does? 50:34
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Programming is the best! We're chatting with Thorsten Ball (self-published author of Writing an Interpreter in Go and Writing a Compiler in Go) about all of our mutual favorite topics: learning new stuff, great textbooks, writing, and why bugs are actually great (a gift, even!). Shownotes Writing an Interpreter in Go (Thorsten's book): Writing a Compiler in Go (Thorsten's book) The Dragon Book (compilers) Thorsten's newsletter : Thorsten's website Zed.dev Sourcegraph…
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The CS Primer Show

1 E17: 1000 Hours Away From Being Exceptional 59:00
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Zach Latta is the founder of Hack Club (hackclub.com). Zach's a high school dropout who's now helped 30k high school students around the world start their own coding clubs. He also helped build the much-beloved "yo" texting app in 2014. This is a fun conversation about coding in school, being a kid, the importance of friendship in learning, and realizing that you can make awesome stuff with awesome people in this world. Shownotes: Hack Club László Polgár Yo App : Neopets Putting the You in CPU Pizza Hut BOOK-IT Program…
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The CS Primer Show

1 E16: What if textbooks were actually fun? 51:43
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Oz and Charlie brainstorm their "Stripe Press for kids" publishing idea! Shownotes: Klutz Press Charlie's blog post about Klutz Press Hacker News discussion about Charlie's Klutz Press blog Little Schemer : https://mitpress.mit.edu/978026256099... Abstract Algebra: A Student Friendly Approach : https://www.amazon.com/Abstract-Algeb... Computer Systems: A Programmer's Perspective : https://www.amazon.com/Computer-Syste... Intel Celeron The Diamond Age Quantum County Execute Program Mitsumasa Anno Oz's Requests for Collaboration…
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The CS Primer Show

1 E15: Finding your live wire for motivation 1:31:40
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Brandon Hendrickson (creator of scienceisweird.com) says no one's ever asked him about the sabertooth tiger skull in his Zoom background - until now! Brandon's a teacher steeped in the ideas of Kieran Egan - a prolific educational theorist who believes the world is FASCINATING and that IMAGINATION is key to how we humans learn. We explore how Egan's approach could work for autodidact software engineers, offer untold book suggestions, and, of course, propose some ways that ChatGPT might be able to help us along the way. Shownotes: Science is WEIRD Brandon's 2023 Astral Codex Ten book review contest winning review of Kieran Egan's THE EDUCATED MIND Kieran Egan (wikipedia) A New History of Greek Mathematics - Reviel Netz Die Hard water jug challenge XKCD someone is wrong on the internet…
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The CS Primer Show

1 E14: Brit Cruise and the computer magic show 1:13:47
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Brit Cruise creates educational videos, learning experiments, and other amazing things that "connect young people with their futures as young as possible." He's worked with Khan Academy, Codecademy, Pixar, Disney, Unity, and more to conjure up magical educational experiences for kids. Shownotes: Brit Cruise's website Storyxperiential X in a Box Art of the Problem Pixar in a Box Khan Academy James Burke "Connections"…
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The CS Primer Show

1 E13: Why some people learn much faster than others 1:05:05
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Charlie wants to talk about the latest Paul Graham essay "How to Do Great Work" and Oz wants to talk about jiu-jitsu (again). Show notes: How to Do Great Work - Paul Graham You and Your Research - Richard Hamming " Jozef Chen On Rapid Learning From Jiu-Jitsu Instructionals & Technique Tinkering" Jozef Chen recent competition victory Mikey Musumeci on Joe Rogan "There's no speed limit" - Derek Sivers Teach Your Child to Read in 100 Easy Lessons Oz's article about how his 3 year old learned to read Laura Deming on The Good Time Show #computerscience #learning #education #jiujitsu #startup #technology…
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The CS Primer Show

1 E12: Two self-taught engineers building large scale data systems 55:00
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We're joined by the co-founders of Warpstream Labs, Richie Artoul and Ryan Worl, to talk about how exploring your curiosity as a software engineer can lead to all sorts of interesting avenues and opportunities, like going from a coding bootcamp grad to building Warpstream - a Kafka-compatible data streaming platform. You may remember Richie from our previous podcast Escaping Web! Richie is one of Oz's students at Bradfield, and he's always up to something interesting and computer science-y. Shownotes: Warpstream Labs Kafka is Dead, Long Live Kafka (Warpstream blog) Richie's "Escaping Web" episode Introducing Husky (Datadog blog) Turing Tumble (game where you build logic gates with marbles)…
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The CS Primer Show

1 E11: Helping kids fall in love with computers 1:03:03
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Linda Liukas (author and illustrator of HELLO RUBY - "the world's most whimsical way to learn about computers, technology and programming") joins Oz and Charlie to discuss how and why we love our computers, lessons learned from teaching kids about computer science using paper and scissors and glue, and Linda's latest project - designing an outside playground in Helsinki as a computer you can play in. Shownotes: Linda's website Hello Ruby (Linda's book series) Love Letters for Computers (Linda's video series)…
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The CS Primer Show

We're joined by Jon Gertner (author of THE IDEA FACTORY: BELL LABS AND THE GREAT AGE OF AMERICAN INNOVATION) and Jimmy Soni (author of A MIND AT PLAY: HOW CLAUDE SHANNON INVENTED THE INFORMATION AGE) to discuss our favorite "house of magic" - Bell Labs! Can Bell Labs ever be recreated? What would Claude Shannon think of ChatGPT? What can we learn about "doing great things" from Bell Labs? Shownotes: Bell Labs - Wikipedia page Claude Shannon - Wikipedia page Get Back (Beatles documentary) The Idea Factory - Jon's book about Bell Labs A Mind At Play - Jimmy's book about Claude Shannon The Ice At The End of The World - Jon's latest book about the melting ice sheet in Greenland The Founders - Jimmy's latest book about Paypal Jon's website Jimmy's website Charlie's short story about the "Voyager 3" space probe…
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The CS Primer Show

1 E9: What makes programming fun? With Steve Krouse of val.town 58:30
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Steve Krouse is the founder of val.town, a social network where you write and run - and maybe poke - code? Steve's a fellow computer science education and developer tools enthusiast. We explore what makes programming fun - and how tools like val.town might just be able to recapture that joy we've all felt with computers before. Shownotes: val.town Steve Krouse Seymour Papert Mindstorms by Seymour Papert (book) Zachtronics Caveman Chemistry (book) Primitive Technology (book) Hack Club…
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The CS Primer Show

1 E8: Should we stop doing this podcast? 23:46
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Are we creating evil in the world with this podcast? Should Charlie feel guilty about playing Zelda? Do any Oz-approved video games exist? What's going on with Charlie's book? Can we use GPT-4 as an effective personal tutor? And should we stop doing this podcast? Shownotes: Khanmigo (Khan Academy) Silicon Zeroes Shenzhen I/O Human Resource Machine…
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The CS Primer Show

1 E7: How Jesse Farmer designed the first coding bootcamp curriculum 1:00:56
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It's time for instructional design and ed-tech history with Jesse Farmer! Jesse is the co-founder, Chief Product Officer, and academics lead of Dev Bootcamp - one of the earliest, most influential, and successful coding bootcamps - the bootcamp that started it all! Shownotes: Dev Bootcamp Hipcamp Jesse Farmer's Mastodon account…
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The CS Primer Show

1 E6: Can you develop an engineer's mindset? 30:33
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Charlie wants to know if he can learn how to "think like an engineer", just like the Matt Damon/Mark Watney character in THE MARTIAN -- and Oz has some good suggestions, as per usual. Shownotes: Von Neumann probes We Are Legion (We Are Bob) - Dennis E. Taylor Nibbles - Charlie's short story about von Neumann probes The Martian - Andy Weir : Shimmer - Charlie's short story about mining a giant diamond asteroid Ian Hubert's YouTube channel This week's XKCD reference Primer (movie) Farcaster social media protocol Charlie's "fling" experiment on Farcaster…
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The CS Primer Show

1 E5: Omar the High-Octane Learning Machine 1:03:19
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Omar Rayward attended one of the first ever coding bootcamp cohorts, now he's a Senior Staff Software Engineer. Oz and Charlie connect with Omar about his study habits, motivation, and whatever else it takes to keep up his consistent learning habits. Shownotes: How to be consistent (Oz's recent article, featuring Omar!)…
Charlie's unexpected packet loss devolves into a live Oz networking lesson. * Matt's (my) traceroute * How Verizon and a BGP Optimizer Knocked Large Parts of the Internet Offline Today * Border Gateway Protocol * Christmas Day Bug on ARPANET (grep for Christmas in 1973 section) * Great horned owl
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The CS Primer Show

1 E3: Return to the quantum computing cave with Felix Tripier of IonQ 1:13:11
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Oz and Charlie catch up with Felix Tripier - now a Senior Staff Software Engineer at quantum computing company IonQ - for the first time in three years! Felix was our first guest on Escaping Web - a double high school and college dropout who become a self-taught web developer and is now a quantum computing engineer - so it only made sense for him to be our first guest on The CS Primer Show. We discuss Felix's path to staff engineer, the engineering manager vs. staff engineer career choices, staff engineering archetypes, building software for and working with scientists, the movie Grave of the Fireflies, the book When We Cease To Understand The World, and, of course, reference an apt XKCD comic.…
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The CS Primer Show

1 E2: Don't let a GPT have all the fun! 1:02:55
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Is there a benefit to figuring things out the hard way? Why learn to read disassembly if you can just ask Chat GPT. We talk about this, as well as somehow the Piet programming language and much more. Piet programming language
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The CS Primer Show

We kick off The CS Primer Show with a conversation prompted by our mutual love of "You and Your Research" by Richard Hamming. This is an essay that Oz frequently recommends to software engineers who would like to increase their impact. Be sure to watch the talk or read the transcript of Hamming's talk! - You and Your Research (transcript) - You and Your Research (video) - Unix: A History and a Memoir - CS Primer - Bloom's 2 sigma problem - Hoel on aristocratic tutoring - Auren on insiders vs outsiders - Charlie's project to write 52 short stories in a year - Escaping Web : Oz and Charlie's previous engineering interview podcast - American Prometheus (Oppenheimer biography)…
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