Money, money, money [S21E04]

361 Podcast

This week the team talk about money, finance, 'fintech' stuff and the products we use:

• Rafe's been using 'helpful' tools including HM Revenue and Customs' app to manage his tax and NS&I's app to check for Premium Bond wins. He's also tried the 'green' debit card Tred.

• Ewan's also been big on Open Banking for money management trying Plum to setup rules and games to encourage saving. [Rafe says "also look at similar apps like Emma and Snoop"].

• Ben still uses You Need a Budget and virtual debit cards from Monzo. He's also using Monzo's built-in 'round-up' feature to save 'passively'. He's also using Chip which offers a (sort of) savings product marketplace.

The team wonder where 'the Monzo of credit cards' is and question if 'buy now, pay later' is the same thing, talk about mortgages for a bit, and consider if 'packaged bank accounts' are popular again.

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Links:

• HM Revenue & Customs app
• National Savings & Investment app
• Emma - Money management app
• Snoop - Money management app
• Tred - Carbon offset debit card
• Monzo Bank
• Starling Bank
• Plum - Money management
• You Need a Budget - Money management app
• Chip - Money management and savings app
• MoneySavingExpert - UK-based consumer finance advice
• Interactive Investor - Savings and investment platform
• Klarna - Buy now, pay later provider
• Habito - Online mortgage broker
• Revolut Ultra - Premium packaged product