))
The Early Retiree’s Guide to Health Insurance with Grayson Blazek, Ep #229
Manage episode 452061722 series 3557639
Konten disediakan oleh Financial Symmetry, Chad Smith, and Mike Eklund. Semua konten podcast termasuk episode, grafik, dan deskripsi podcast diunggah dan disediakan langsung oleh Financial Symmetry, Chad Smith, and Mike Eklund atau mitra platform podcast mereka. Jika Anda yakin seseorang menggunakan karya berhak cipta Anda tanpa izin, Anda dapat mengikuti proses yang diuraikan di sini https://id.player.fm/legal.
Early retirement has unique financial planning challenges, particularly regarding health insurance and tax strategies. For people who retire before age 65, the challenge of finding affordable and adequate health insurance adds another layer of complexity to their financial plans.
***********
📬 Download your Free Retire On Purpose Guide here.
📰 See the full show notes here
🌐 Sign up here to receive Retirement Weekly to get one email every week on all things retirement
***********
Outline of This Episode- [04:32] Considering Roth conversion for potential tax benefits
- [09:07] Rules around qualifying for ACA in 2025
- [12:36] Early retirement may offer a low-tax window for Roth conversions, potentially reducing the lifetime tax burden
- [15:49] Consider long-term planning, not just immediate tax impacts, for decisions like Roth conversions
- [18:44] Roth conversions are typically completed at year's end to account for unexpected income changes affecting ACA MAGI estimates.
231 episode
Bagikan
