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Debt Collectors: Will You Be Sued Over Old Debt? - The Credit Pros
Manage episode 442552681 series 3576016
Konten disediakan oleh The Credit Pros. Semua konten podcast termasuk episode, grafik, dan deskripsi podcast diunggah dan disediakan langsung oleh The Credit Pros atau mitra platform podcast mereka. Jika Anda yakin seseorang menggunakan karya berhak cipta Anda tanpa izin, Anda dapat mengikuti proses yang diuraikan di sini https://id.player.fm/legal.
Debt collectors have a limited time to sue for unpaid debts, governed by state laws, after which debts become 'time-barred.' Credit reporting agencies must remove most derogatory accounts after 7 years, as mandated by the FCRA. To avoid lawsuits over old debts, it's best to pay them off, but professional advice can help if you're treated unfairly or charged excessive fees. Collection agencies can damage your credit score but cannot add unauthorized fees to the debt.
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