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Episode 91: Choosing Between Traditional or Roth Retirement Accounts
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Konten disediakan oleh Elisa Chiang. Semua konten podcast termasuk episode, grafik, dan deskripsi podcast diunggah dan disediakan langsung oleh Elisa Chiang atau mitra platform podcast mereka. Jika Anda yakin seseorang menggunakan karya berhak cipta Anda tanpa izin, Anda dapat mengikuti proses yang diuraikan di sini https://id.player.fm/legal.
More employers are offering the choice between a Traditional 401K or 403B and a Roth 401K or 403B. How do you choose which one is best for you? Unlike with the choice for which IRA to use (the backdoor Roth IRA is the clear winner for physicians), deciding between for 401Ks or 403Bs involve more thought. The hardest part of making the decision is predicting your marginal tax rate when you are withdrawing from your retirement account. Tune in to this week’s episode to learn more.
If you would like to see historical tax rates at different tax brackets, you can find that information at https://taxfoundation.org/data/all/federal/historical-income-tax-rates-brackets/
If you would really like a deep dive on choosing between investing in a Tradtiional vs Roth account, check out https://www.bogleheads.org/wiki/Traditional_versus_Roth
If you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbook
You can learn more about Elisa at her website or follow her on social media.
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