What's the Point of Points?

The Home Girls

Interest rates are higher than they used to be, and if you are thinking of buying a home, you may have heard of “points” or “buying points” but what does that mean exactly, and what’s the point of doing it?
In this episode of The Home Girls podcast, we delve into mortgage points and uncover the valuable strategies that can save you thousands over the life of your loan. We will demystify mortgage points and equip you with the knowledge needed to make informed decisions about your home financing. We'll explore the ins and outs of paying points, discuss how paying points can lower your interest rate and monthly payments, and weigh the pros and cons of this financial strategy.
As an added BONUS, we will also unpack the difference between a permanent rate buydown and a temporary rate buydown.
So, have a listen, DOWNLOAD this episode, follow us and reach out with questions! We would also love your feedback!
Thank you for listening!

n this episode of The Home Girls podcast, we delve into mortgage points and uncover the valuable strategies that can save you thousands over the life of your loan. We will demystify mortgage points and equip you with the knowledge needed to make informed decisions about your home financing. We'll explore the ins and outs of paying points, discuss how paying points can lower your interest rate and monthly payments, and weigh the pros and cons of this financial strategy.

We will also unpack the difference between a permanent rate buydown and a temporary rate buydown.

Do you have a question or idea for a future episode?
Email us: [e-mail]
Remember that information shared, including updates on the market and interest rates, is for education purposes only. Rates change daily with market conditions. This podcast is not a solicitation for a loan. Thanks for listening!
The Home Girls
Beth Hobart
REALTOR
GRI, ABR, ALHS, CLHMS
Mainframe Real Estate
Web: www.BethHobart.com
Email: [e-mail]
Phone: [phone]
Insta: @BethHobart
Facebook: @BethHobartRealtor
LinkedIn: https://www.linkedin.com/in/bethsellsflorida/
Reviews: Zillow: https://www.zillow.com/profile/bhobart/#reviews

Vicki Moletteire
Licensed Mortgage Loan Originator
Synergy Mortgage powered by The Mortgage Firm NMLS# 189233
NMLS#274518
Equal Housing Lender
Web: www.smsorlando.com
Email: [e-mail]
Phone: [phone]
Calendar: https://calendly.com/vickiknowsmortgages/15-minute-consult
Insta: @vickiknowsmortgages
FB: @vickiknowsmortgages
LinkedIn: https://www.linkedin.com/in/vicki-moletteire-87657910/
Reviews: https://pro.experience.com/reviews/vicki-moletteire
Weekly rate update: https://www.freddiemac.com/pmms
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