PODCAST #277 Georgia Workers' Compensation Lawyer - My Kid’s car is totaled they need medical care and the insurance company is ignoring me what can I do?

Ty Wilson Law Podcast

We're covering some questions that we have received over the last couple of weeks. And I'm just gonna read the question. "I'm having a terrible time getting answers from the insurance company that represents the person that hit my daughter. They have so many excuses. But meanwhile, my daughter's car is towed. And she is still having medical issues from the accident. This stinks." Well, sorry to smile but this is the name of the game for the insurance company delay, delay deny. Maybe tell you something maybe not maybe not even answer your calls. And so, the fact that you got them on the phone they don't know what to say they make excuses. This unfortunately is not uncommon. This is clearly from a car wreck. Somebody wrecked into your daughter and so the answer or suggestions I guess to this question is you probably should reach out to a Georgia personal injury attorney or car wreck attorney as a result of the property. And you got two claims, so let's just kinda I guess stretch this out a little bit. When you get into a car wreck and there are injuries you actually have two claims they're set together but you have a property damage claim that be for the value of the vehicle. And then you have oddly entry claim. The property damage claim should be resolved fairly quickly. Now, here's the question the at fault insurance company do they have coverage on the claim? They may not and if they don't then you're gonna wanna reach out to your insurance company and see if you have what's called uninsured motors coverage. Uninsured motors coverage will provide bodily injury and property damage coverage. And so, you can get your car either repaired if it's repairable or a total loss. The insurance company will make that determination typically what they wanna do is they wanna send somebody out to look at the car and so when they look at the car they're gonna determine what is the fair market value that car what is the cost to repair it. If the cost to repair it is more than every insurance company is different but it's usually between 70 or 80% of the fair market value that car.
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