Podcast Studentdebt terbaik (2024)

1
The Court Cases Are Not Looking Good 25:24

1d ago25:24

25:24

The SAVE lawsuit hearing did NOT go well for borrowers. What happens if SAVE was ruled to be unconstitutional along with the ICR statute? In this episode, we will share more about the challenges the SAVE plan is facing and what borrowers should consider up ahead. Key moments include 01:30 What are the current SAVE lawsuits? 04:50 Student loan uncer…

1
Beyond the Paycheck: Navigating the Benefits Buffet! 43:50

5d ago43:50

43:50

Think you’re making the most of your health benefits? It’s open enrollment, and we’re decoding everything you need to know, from why HSAs are the most overlooked investment vehicle to the surprising perks hiding in your benefits package. In today’s episode: 01:58 Making sense of health insurance HMOs, PPOs, high-deductible health plans, and HSAs 20…

1
New Grad Tips, Recertification Notices, and Possible Loopholes 35:09

8d ago35:09

35:09

If you graduated back in May, your student loan grace period is about to expire. Get the inside track to navigate this new financial responsibility and manage recertification details. You’ll also find out the latest updates on forbearance options, hear success stories of borrowers who’ve benefited from payment recalculations and plan switches, and …

1
Sleigh Your Spending: 20 Tips to Jingle Your Budget Bells 35:40

12d ago35:40

35:40

We’re exploring spending and creative shopping tips beyond the age-old advice of setting a holiday budget. Get tips you can actually use to keep your finances in check from Halloween to the new year. In this episode: 01:47 Hidden holiday costs and how to catch up after a really expensive month 12:18 Shopping tips for Halloween candy and costumes an…

1
The Worst-Case Scenario with SAVE Lawsuits 21:54

15d ago21:54

21:54

Imagine a world where the SAVE plan is struck down by the courts, taking various income-driven repayment (IDR) plans with it and leaving millions of borrowers scrambling. This worst-case scenario could block hundreds of thousands from accessing Public Service Loan Forgiveness (PSLF) and introduce massive complications for those on IDR plans. But do…

1
What Is the Internet Saying About $$: Reddit Reactions 45:58

19d ago45:58

45:58

Reddit is a valuable yet risky source of information for student loans. Listen in to get actionable advice for real-life scenarios as we react to what people are saying about money online. In today’s episode: 10:43 Navigating private loan lawsuits, bankruptcies, and strategic defaults 17:12 Reverse mortgage for a vacation: Good idea or bad move? 27…

1
IDR Application is Live Again: What Should You Do? 41:33

22d ago41:33

41:33

After months of waiting, the Income-Driven Repayment (IDR) application is live again! But with all the changes, options, and deadlines, where do you start? Learn the steps you should take if you’re considering switching repayment plans, the implications for Public Service Loan Forgiveness (PSLF), and how to navigate the updated requirements for loa…

1
I’m the Problem: A Convo About Behavioral Finance 44:54

26d ago44:54

44:54

We’re getting honest about how we can unknowingly sabotage our financial success. We’ll break down common behavioral traps like holding onto investments because we’ve already put money into them (hello, sunk cost fallacy), making decisions based on recent trends (that’s recency bias), and following the crowd just because everyone else is (herd ment…

1
Massive Q&A (Listener Mailbag) 50:54

29d ago50:54

50:54

Tackling the real issues you’re facing and answering a lot of listener questions that have come in about student loans. We’ll chat about the impact of possible political changes on loan forgiveness programs, share tips on managing your loans during servicer transitions, and give advice on everything from autopay issues to whether you should buy pro…

1
12 Steps to Go From Debt-Depressed to Financially Fabulous 54:22

1M ago54:22

54:22

Balancing student loans and other financial goals can feel overwhelming, but it’s absolutely achievable. We’ll guide you through prioritizing your financial goals, from paying off debt to creating a solid foundation with brokerage accounts, retirement planning, and tax strategies for long-term success. In today’s episode: 04:40 Start by building an…

1
The Huge Problem of Payment Caps 16:41

1M ago16:41

16:41

Payment caps aren’t something most borrowers think about, but they can have a huge impact on anyone using an income-driven repayment (IDR) plan. With ongoing court battles that could reshape repayment options, it's more important than ever to understand what payment caps are, how they work, and why they could mean massive shifts in how borrowers ha…

1
Friends Don’t Let Friends Skip Leg Day: Finance Edition 43:52

1M ago43:52

43:52

Just like physical fitness, financial fitness is key to a healthy life. Discover how personalized financial goals, like a tailored workout plan, can help you build a strong foundation with smart cash flow management, debt control, and a solid emergency savings strategy. In today’s episode: 07:41 Cash flow planning makes it easier to balance your in…

1
How Did Student Loans Become So Political? 37:00

1M ago37:00

37:00

Student loan forgiveness has been a political hot potato for years, and recent moves by the Biden administration have reignited fierce debates. I’m breaking down the political chess game behind these battles and where things might go from here. In today’s episode: 09:24 Regulations unintentionally increased debt balances for borrowers 18:46 The COV…

1
Are You On Track to Become a Millionaire? 33:57

2M ago33:57

33:57

Find out where you stand financially and if you're on track to become a millionaire. Financial experts Meagan McGuire and Sim Terwilliger explain how to evaluate savings strategies, balance debt with investments, and avoid overspending. You’ll also learn how understanding opportunity costs can help shape smarter financial decisions. In today’s epis…

1
Contingency Plans for Your Student Loan Plan 42:38

2M ago42:38

42:38

Worried about changes to your student loan payments? It could happen if the Saving on a Valuable Education (SAVE) plan is repealed. Student loan experts Megan McGuire and Sim Terwilliger share how they’re advising clients to rethink their repayment approach. In today’s episode: 05:24 Parent PLUS loan borrowers need a plan B and plan C 13:44 Fill ou…

1
How Tax Advantaged Accounts Help Student Loan Borrowers 47:04

2M ago47:04

47:04

Learn how to lower your taxable income and reduce student loan payments by optimizing pretax benefits like 401(k)s, IRAs, Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), and more. Financial experts Meagan McGuire and Connor Pierce guide you through these valuable strategies. In today’s episode: 09:18 Strategies for maximizing ret…

1
The IDR Recertification Time Bomb is Coming 16:45

2M ago16:45

16:45

With recertification deadlines for income-driven repayment (IDR) plans being pushed back repeatedly, there's a growing concern that borrowers may be hit with unexpectedly high payments once these delays finally end. This situation is creating what I call the “IDR recertification time bomb.” In today’s episode: 03:37 Payments could skyrocket to 10 o…

1
5 Wealth Killers in America 42:56

2M ago42:56

42:56

From mounting credit card and auto loan debt to the less obvious pitfalls of inflation and misguided investment choices, Meagan McGuire and Sim Terwilliger unpack the five financial traps they see student loan borrowers falling into. In today’s episode: 01:41 Credit card debt, average balances by generation, and the best defense against growing bal…

1
Bad Student Loan Vibes 15:18

2M ago15:18

15:18

As legal battles unfold, student loan borrowers face a wave of uncertainty. In this episode, I’ll break down the latest developments from the 8th Circuit Court and explore how their recent rulings could impact the future of student loan forgiveness plans like Saving on a Valuable Education (SAVE). In today’s episode: 02:33 The 8th Circuit Court's d…

1
The Portfolio that Fell Out of a Coconut Tree 31:59

2M ago31:59

31:59

Ever wondered how politicians invest? Join me and special guest Meagan McGuire as we discuss the portfolios of Vice President Kamala Harris and other political figures. We'll explore the importance of a balanced portfolio and share our personal experiences on the value of seeking professional advice. In today’s episode: 03:33 Kamala Harris’s portfo…

1
What is the Student Loan Opt Out? 14:01

2M ago14:01

14:01

The latest on the Biden administration’s student loan cancellation program includes opt-out provisions that have left many scratching their heads. I’ll cover that and explain the legal back-and-forth and endless policy changes of student loan repayment, so you don’t have to feel so alone. In today’s episode: 00:36 The 8th Circuit Court ruling means…

1
How to Switch Jobs with Student Loans 36:06

3M ago36:06

36:06

Switching jobs is about more than employee benefits and compensation packages when you’re a student loan borrower. Student loan advisors Connor Pierce and Jake Courtney explore how federal student loans can adapt to income changes, making them less stressful when contemplating career moves or starting a business. In today’s episode: 06:10 Analyze P…

1
Why Pre-COVID Student Loan Rules Are Back (For Now) 13:57

3M ago13:57

13:57

The labyrinth of pre-COVID student loan rules are making a dramatic return. I’ll explore the Biden administration's key regulations impacting Public Service Loan Forgiveness (PSLF) and income-driven repayment (IDR) plans, the legal battles putting these changes on ice, and what it means for borrowers caught in the middle. In today’s episode: 01:50 …

1
The Good, the Bad and the Ugly of Disability Insurance 35:59

3M ago35:59

35:59

Dennis Hornsby, licensed insurance agent, joins me to discuss the critical role of disability insurance in protecting your income and lifestyle. He shares his expertise on the advantages of purchasing coverage early to secure lower rates and the ethics of choosing the right broker. If you're a high-income professional or have student debt, you won'…

1
Independent Multi-Practice Veterinarian on Conquering Ownership Fears 1:02:30

3M ago1:02:30

1:02:30

I had an inspiring conversation with Dr. Mike Walker, a veterinary practice owner. Listen is as he shares his journey from graduating vet school in 2017 with significant student loan debt to owning Apollo Vet, a clinic worth between $4 to $5 million today. In today’s episode: 04:46 Preparing financially before starting a business 16:51 Fear of the …

1
Emergency Pod: SAVE Plan Blocked 10:03

3M ago10:03

10:03

The Saving on a Valuable Education (SAVE) plan is being temporarily blocked by an appeals court, and the whole plan could be in jeopardy. No new sign ups are allowed, but this is not the final word. Here’s what you need to know.

1
SAVE Plan Could be Toast 30:10

4M ago30:10

30:10

The Saving on a Valuable Education (SAVE) plan faces legal heat. Two separate lawsuits, one in Missouri and another in Kansas, each attacking the plan from a different angle. Is the SAVE plan in danger of disappearing? I’ll explain what the lawsuits mean for student loan borrowers and why they’re a risk to the SAVE plan, so you know exactly what’s …

1
PSLF on Pause 21:29

4M ago21:29

21:29

Public Service Loan Forgiveness (PSLF) has been on pause since May while servicing transitions away from MOHELA, causing waves. Student Loan Advisors Sim Terwilliger and Sam Silberstein dissect what these shifts mean for borrowers. Learn the new processes for submitting and tracking PSLF forms through StudentAid.gov, the impacts of administrative f…

1
SAVE Plan Injunction: What It Means For Student Loan Borrowers 35:19

4M ago35:19

35:19

The student loan world continues to change. Looming deadlines are approaching and there is an injunction to the Saving on A Valuable Education (SAVE) plan. Listen in as student loan experts Kathleen Boyd, CFP®, CSLP® and Lauryn Williams, CFP®, CSLP®, AFC® answer your burning questions. Including factors and considerations for the SAVE plan injuncti…

1
Last Call for PAYE, ICR and the IDR Waiver 32:11

4M ago32:11

32:11

A looming June 30, 2024, deadline means big changes for student loan borrowers. Student loan experts Lauryn Williams and Connor Pierce explain why this is the last call for the IDR waiver, Pay As You Earn (PAYE) plan and Income Contingent Repayment (ICR) plan. Learn what’s at stake with these benefits phasing out and how to avoid costly mistakes. I…

1
Rising Student Loan Interest Rates 31:01

4M ago31:01

31:01

Student loan interest rates are on the rise as we head into the 2024-2025 academic year. What does this mean for you? David Aizuss, CSLP®, explores the effect on students, graduates, and parents. Discover how student loan interest rates work and why higher interest rates could change your approach to repayment and forgiveness. In today’s episode: 0…

1
IDR Sensitive Investing 29:44

5M ago29:44

29:44

I’m exploring investment strategies tailored for student loan borrowers, tackling tax challenges, investment allocation, and how specific identification of shares can make all the difference. Plus, I share the link between income-driven repayment (IDR) plans and your investment returns. In today’s episode: 04:25 50% VTSAX and 50% VTIAX for simple i…

1
PAYE is Ending: What You Need to Know Now 54:16

5M ago54:16

54:16

One of the most beneficial income-driven repayment (IDR) plans will be discontinued on July 1, 2024. Why haven’t you heard about Pay As You Earn (PAYE) going away? Because it’s not mentioned on StudentAid.gov (as of the date of this podcast), and borrowers have told us they’re getting mixed messages from their servicers. PAYE’s discontinuation was …

1
Big Nelnet Problems and Summer Updates 26:07

5M ago26:07

26:07

Listen in as I answer questions from our mailbag, discuss the peculiar happenings at Nelnet, and provide updates on where we stand with student loans in May. We’ll start with listener questions about the $12,000 10-year forgiveness option, Parent PLUS loans, and income-driven repayment (IDR) recertification dates. You’ll also hear about summer upda…

1
A New Graduate’s Guide to Student Loan Strategies 38:27

5M ago38:27

38:27

Are you staring at a mountain of student debt, unsure where to begin? Whether you’ve just tossed your graduation cap in the air or are in the early stages of your career, the key to regaining control lies in choosing a repayment plan that aligns with your financial goals and lifestyle. Meredith Jones, CSLP®, AFC®, and Connor Pierce DPT, COMT, CMPT,…

1
What Really Happens at a Consultation? The Truth Behind Our Student Loan Advice 52:30

6M ago52:30

52:30

Curious about student loan planning? This episode is packed with real-life scenarios, insider knowledge, and practical advice for your student loan journey. Get insight into ambiguous regulations, servicer misinformation and the impact it has on borrowers from Lauryn Williams, CFP®, CSLP®, AFC®, and Justin Kim-Hummel, former client and integral mem…

1
Double Your Profit, Lower Your Stress 26:29

6M ago26:29

26:29

Travis shares the best stress reduction strategies out there for current and aspiring business owners. Enroll at https://studentloanplanner.com/profit

1
Credit Card Mastery: Hacks to Leverage Benefits in Your Favor 32:10

6M ago32:10

32:10

Get ready to uncover the myths, master the rewards, and smartly amplify your spending power — all while keeping your finances sharp and your debt strategy on point. Whether you're looking to squeeze every last benefit out of your credit card points, contemplating the right card for your business expenses, or simply looking to use your cards more st…

1
What Happens After the IDR Waiver? 18:12

6M ago18:12

18:12

A timely discussion of what happens as we face down the expiration of the IDR waiver. Will the administration extend it at the last second? We don't know (as of the time of the recording). But one thing is sure: Borrowers can expect seismic shifts as the IDR waiver ends. It's been key to unlocking the forgiveness gates for many, but its flexible co…

1
Roth IRA Disasters to Avoid 46:37

7M ago46:37

46:37

Roth IRAs are a highly recommended retirement savings option but it’s not all smooth sailing. Student loan repayment, income limitations, and tax filing status can lead you to treacherous waters. Learn the missteps to avoid and how to correct mistakes before they escalate into hefty fines and taxes. Join student loan advisors Meagan McGuire, ChFC®,…

1
Last Call for the IDR Waiver 25:04

7M ago25:04

25:04

It's the last call for the IDR waiver (aka IDR account adjustment). If you’ve listened to this podcast, you probably know what it is — but if you're not sure how the IDR waiver could benefit you, or if you have questions about PSLF, loan consolidation, or income recertification, this episode is for you. I’ll take you back to the beginning of the ID…

1
The Dept of Education Shifts PSLF Processing from MOHELA: The Real Reason and Borrower Impact 8:47

7M ago8:47

8:47

The Public Service Loan Forgiveness (PSLF) program is undergoing major changes. The government is taking over processing from MOHELA, and a temporary pause is expected in May and June. How will this affect you? First, don’t panic — PSLF isn’t shutting down. The government is simply pausing processing while they transition everything over. But you’l…

1
Why Most Borrowers Will Get Forgiveness Now (Even Those With Small Balances) 21:40

7M ago21:40

21:40

It sounds shocking, but it’s a reality we can’t ignore — and this isn’t just about folks burdened with 6-figure student loan debts. Now, even if you have a smaller loan balance, you have a path to student loan forgiveness. It’s the new SAVE repayment plan that’s making it possible. Listen in as we explore key factors shifting borrowers away from re…

1
MOhela MO Problems 32:00

7M ago32:00

32:00

To put it bluntly, MOHELA has student loan borrowers jumping through hoops to get things done, and it’s been extremely frustrating. Countless delays and mistakes being made, hours of being on hold or even being hung up on by servicers… the list goes on! In this episode, hosts Sim Terwilliger, CFP®, CSLP®, Sam Silberstein, CFP®, CSLP®, and Ben Lacom…

1
The Tax Bomb Cliff Is Coming 27:57

8M ago27:57

27:57

We’re standing at the edge of a major financial cliff that no one is ready for. Student loan forgiveness is happening at unprecedented rates — $138 billion and counting. Right now, borrowers are enjoying tax-free forgiven student loan debt courtesy of the American Rescue Plan. However, these benefits are set to expire at the end of 2025, leaving bo…

1
You Have a New Job. Now What? 40:08

8M ago40:08

40:08

For those of you stepping into new roles, congratulations! This milestone comes with a lot of things to think about, from managing lifestyle inflation to understanding the impact of major purchases on your future. We’ll uncover valuable insights on income-based student loan payments, refinancing options, and how to approach big decisions like wheth…

1
Till Debt Do Us Part 37:09

8M ago37:09

37:09

Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletter Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get p…

1
Emergency pod: IDR Recertification Pause Extended 9:41

8M ago9:41

9:41

Deadlines for updating your income and family size information for your IDR plan have been extended to late September 2024, at the earliest.

1
Tips I’ve Learned as a Business Owner 38:32

8M ago38:32

38:32

Are you curious about business ownership? Whether you're just flirting with the idea of starting your venture or already knee-deep in entrepreneurship, this show is packed with actionable advice to help guide your journey. We'll explore why setting boundaries is not just a buzzword but a fundamental practice for any successful business owner. You’l…

1
Tax FAQs from Student Loan Borrowers 37:55

8M ago37:55

37:55

Tax season got you scratching your head? Let’s clear the fog. Join me and Rebecca Bauldauf, CPA, CCFC, from the SLP Wealth tax team, as we navigate the maze of taxes, student loan planning, family dynamics, and long-term financial strategies. Whether you're flying solo or juggling the finances of a growing family, you’ll discover actionable tips th…

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