Optimal Finance Daily - Financial Independence And Money Advice podcast

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Konten disediakan oleh Optimal Living Daily LLC and Optimal Living Daily | Diania Merriam. Semua konten podcast termasuk episode, grafik, dan deskripsi podcast diunggah dan disediakan langsung oleh Optimal Living Daily LLC and Optimal Living Daily | Diania Merriam atau mitra platform podcast mereka. Jika Anda yakin seseorang menggunakan karya berhak cipta Anda tanpa izin, Anda dapat mengikuti proses yang diuraikan di sini https://id.player.fm/legal.

State Secrets: Inside The Making Of The Electric State

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The Secret To Getting Inspired: Millie Bobby Brown & Chris Pratt Go Behind The Scenes 21:04

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Step into the mysterious and visually stunning world of The Electric State as host Francesca Amiker takes you behind the scenes with the creative masterminds who brought Simon Stålenhag’s dystopian vision to life. In this premiere episode, directors Joe and Anthony Russo, stars Millie Bobby Brown and Chris Pratt, writers Christopher Markus and Stephen McFeely, and producers Angela Russo-Otstot and Chris Castaldi reveal how they transformed a haunting graphic novel into an epic cinematic experience. Watch The Electric State coming to Netflix on March 14th. Check out more from Netflix Podcasts . State Secrets: Inside the Making of The Electric State is produced by Netflix and Treefort Media.…

Optimal Finance Daily - Financial Independence and Money Advice

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Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...

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Optimal Finance Daily - Financial Independence and Money Advice

270 subscribers

updated sekitar 7 jam yang lalu

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Optimal Finance Daily - Financial Independence and Money Advice

1
3119: If You’re Going To Bet Big Bet On Yourself First by Kevin of Financial Panther on Building Wealth 11:26

7 hours yang lalu11:26

11:26

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com . Episode 3119: Kevin from Financial Panther challenges the flashy narratives of quick wealth by highlighting the true value of betting big on yourself. Through honest reflections on career pivots, sunk costs, and slow-building success, he reminds us that long-term, self-driven investments yield the most meaningful returns. Read along with the original article(s) here: https://financialpanther.com/if-youre-going-to-bet-big-bet-on-yourself-first/ Quotes to ponder: "If you’re going to make big bets, at least bet on yourself first before you bet on someone else." "When you get married or have kids or go to school, you’re making a huge bet. These are all-in decisions we make." "The only thing I do know is that if you give yourself time, most of the time, you’ll probably do okay." Learn more about your ad choices. Visit megaphone.fm/adchoices…

Optimal Finance Daily - Financial Independence and Money Advice

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3118: How Saving Money Cost Me Money by Kristin Wong with Get Rich Slowly on Budgeting 11:31

1 day yang lalu11:31

11:31

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com . Episode 3118: Kristin Wong shares a cautionary tale about how obsessive saving can backfire, highlighting how unrealistic budgeting and neglecting real-life spending patterns led her to rack up overdraft fees and lose peace of mind. Her journey emphasizes that true financial growth comes not from rigid saving but from realistic tracking, mindful spending, and striking a healthy balance. Read along with the original article(s) here: https://www.getrichslowly.org/how-saving-money-cost-me-money/ Quotes to ponder: "If your money is costing you peace of mind, why are you saving it?" "I wanted the instant gratification of seeing $6,500. I would leave myself nothing just so I could see that number." "Money is more about mind than it is about math." Learn more about your ad choices. Visit megaphone.fm/adchoices…

Optimal Finance Daily - Financial Independence and Money Advice

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3117: Be An Inflection Point To Someone by Mr. 1500 of 1500 Days on Financial Independence 12:04

2 hari yang lalu12:04

12:04

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com . Episode 3117: Mr. 1500 reflects on the unexpected power of being a quiet catalyst in someone else's financial journey. Through small, intentional actions, like gifting a book or leading by example, we can profoundly influence others to pursue financial independence and change the trajectory of their lives. Read along with the original article(s) here: https://www.1500days.com/be-an-inflection-point-to-somone/ Quotes to ponder: "You may not have $1,000,000 saved yet, but you have the knowledge to get there. And knowledge is power." "Don’t underestimate yourself. YOU have the ability to make a difference. A big one." "Never preach, act judgy, or talk down. Lead by example." Episode references: Playing with FIRE (Film): https://playingwithfire.co/ Choose FI Local Groups: https://www.choosefi.com/local-groups/ The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices…

Optimal Finance Daily - Financial Independence and Money Advice

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3116: What You Should Know About Index Funds by Kumiko of The Budget Mom on Stock Market Investing 12:35

3 hari yang lalu12:35

12:35

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com . Episode 3116: Kumiko Love breaks down index funds in a simple, approachable way, showing how they can be a powerful, low-cost investment tool for long-term financial growth. With relatable explanations and clear comparisons, she empowers beginners to take confident steps toward building wealth through consistent investing. Read along with the original article(s) here: https://www.thebudgetmom.com/what-you-should-know-about-index-funds/ Quotes to ponder: "Index funds are one of the easiest, low-cost ways to invest in the stock market." "Rather than trying to beat the market, index funds aim to mirror it." "Because index funds don’t require a fund manager to actively pick stocks, they usually have lower fees." Episode references: Fidelity - Index Funds: https://www.fidelity.com/mutual-funds/index-funds/overview Investopedia - Index Fund Definition: https://www.investopedia.com/terms/i/indexfund.asp Learn more about your ad choices. Visit megaphone.fm/adchoices…

Optimal Finance Daily - Financial Independence and Money Advice

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3114: How To Find Your Passion In Life by Mia of She Dreams All Day on Curiosity and Self-Compassion 11:33

4 hari yang lalu11:33

11:33

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com . Episode 3114: Mia outlines a gentle yet practical path to uncovering your life’s passion by tuning into what excites you, experimenting without pressure, and aligning with your natural strengths. Her approach focuses on curiosity and self-compassion, making the journey to clarity feel inspiring rather than overwhelming. Read along with the original article(s) here: https://shedreamsallday.com/how-to-find-your-passion-in-life/ Quotes to ponder: "Passion isn’t something you find under a rock. It’s something that builds and grows over time through experimentation, curiosity, and action." "You won’t find your passion by sitting still and thinking about it all day. You find it by doing." "The goal is to follow your curiosity even if it doesn’t make sense at the time." Episode references: 16Personalities: https://www.16personalities.com/ Myers-Briggs Personality Test: https://www.truity.com/test/type-finder-personality-test-new Ikigai: https://www.amazon.com/Ikigai-Japanese-Secret-Long-Happy/dp/0143130722 Learn more about your ad choices. Visit megaphone.fm/adchoices…

Optimal Finance Daily - Financial Independence and Money Advice

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3115: Geographic Arbitrage and an Early Retirement Preview by The Mad Fientist on Financial Independence 10:05

4 hari yang lalu10:05

10:05

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com . Episode 3115: The Mad Fientist offers a raw, behind-the-scenes look at the emotional and psychological shifts he experienced after achieving early retirement. Rather than pure bliss, he discovered unexpected challenges in identity, motivation, and meaning, insights that can help others prepare for what financial freedom really feels like. Read along with the original article(s) here: https://www.madfientist.com/early-retirement-preview/ Quotes to ponder: "All the things I thought I wanted to do when I stopped working didn’t actually bring me as much happiness as I imagined they would." "With nothing I had to do and no one telling me what to do, I started to feel a bit lost." "Achieving the goal of financial independence is not the end; it’s the beginning of a new and potentially more difficult journey." Episode references: The 4-Hour Workweek: https://www.amazon.com/4-Hour-Workweek-Escape-Live-Anywhere/dp/0307465357 Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices…

Optimal Finance Daily - Financial Independence and Money Advice

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3113: 6 Ways to Knock Out Creditors by Red with Budgets Are Sexy on Credit Card Debt and Financial Freedom 11:40

5 hari yang lalu11:40

11:40

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com . Episode 3113: Red shares her raw, firsthand experience of battling credit card debt, offering six empowering strategies to regain control and silence relentless creditors. From knowing your legal rights to negotiating smarter repayment plans, her advice helps turn fear into action and financial freedom. Read along with the original article(s) here: https://www.budgetsaresexy.com/6-ways-to-knock-out-creditors/ Quotes to ponder: "I easily received 15 phone calls a day. Sometimes they would leave a voicemail, but I deleted it without listening." "You’ll need a realistic budget to get out of this debt, and seeing the light at the end of the tunnel is better than blindly making minimum payments." "Most companies will reduce your interest rate if they know it increases the odds of getting some of their money back." Episode references: The Pew Charitable Trust report on debt collection lawsuits: https://www.pewtrusts.org/en/research-and-analysis/reports/2020/05/how-debt-collectors-are-transforming-the-business-of-state-courts The Fair Debt Collection Practices Act: https://www.consumerfinance.gov/rules-policy/regulations/1006/ Learn more about your ad choices. Visit megaphone.fm/adchoices…

Optimal Finance Daily - Financial Independence and Money Advice

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3112: The Worst Investment Advice I Ever Heard-Everywhere by Chris Mamula of Can I Retire Yet 14:46

6 hari yang lalu14:46

14:46

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com . Episode 3112: Chris Mamula reflects on the costly mistake of blindly trusting a financial advisor, a decision that led to years of excessive fees and missed investment growth. His story exposes how common and dangerous it is to rely on referrals for financial advice in a financially illiterate society, underscoring the life-changing power of self-education in investing. Read along with the original article(s) here: https://www.caniretireyet.com/the-worst-investment-advice-i-ever-heard-everywhere Quotes to ponder: "We later learned we paid approximately eight times more in hidden fees than we thought we were by following his investment advice." "The worst advice, which I read and hear frequently, is that you should find a good financial advisor by seeking the recommendation of someone you trust." "There is no substitute to self education. Those unwilling to learn are destined to repeat these same mistakes." Episode references: The White Coat Investor: https://www.amazon.com/White-Coat-Investor-Financial-Doctors/dp/0991433106 Learn more about your ad choices. Visit megaphone.fm/adchoices…

Optimal Finance Daily - Financial Independence and Money Advice

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3111: The Dividend Aristocrats by Sean Owen with Mr. Money Mustache on Stock Market Investing 13:15

7 hari yang lalu13:15

13:15

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com . Episode 3111: Sean Owen highlights the powerful appeal of Dividend Aristocrats, companies that have raised their dividends for at least 25 consecutive years, demonstrating how these “boring” stocks can deliver exceptional long-term results and reliable income. Through Buffett’s Coca-Cola example and simple ETF options, the article makes a compelling case for patient investors seeking stability, compounding returns, and financial peace of mind. Read along with the original article(s) here: https://www.mrmoneymustache.com/2012/01/02/guest-posting-the-dividend-aristocrats/ Quotes to ponder: "A company that pays steadily rising dividends is a company that makes so much money, year after year, that it simply can’t use it all." "If a company ever misses a single dividend payment, or ever fails to give investors a raise, then it is booted out, and must start that 25-year clock all over again." "When you stay focused on collecting your paychecks from the companies you own, rather than the share price, you can ignore the wild fluctuations in the stock market." Episode references: SPDR S&P Dividend ETF (SDY): https://www.ssga.com/us/en/individual/etfs/funds/spdr-sp-portfolio-s-p-dividend-etf-sdy Berkshire Hathaway Shareholder Letters: https://www.berkshirehathaway.com/letters/letters.html The Intelligent Investor: https://www.amazon.com/Intelligent-Investor-Definitive-Value-Investing/dp/0060555661 Learn more about your ad choices. Visit megaphone.fm/adchoices…

Optimal Finance Daily - Financial Independence and Money Advice

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3110: How to Grow the Value of Your Career by 50% by ESI of ESI Money on Increase Your Salary 11:26

8 hari yang lalu11:26

11:26

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com . Episode 3110: ESI draws on Warren Buffett's powerful analogy of career value as an investment, revealing how communication skills, particularly public speaking, can boost that value by 50%. Backed by personal experience, ESI makes the case that refining how you speak and write can significantly increase lifetime earnings, making communication a high-ROI skill worth mastering. Read along with the original article(s) here: https://esimoney.com/grow-value-career-50/ Quotes to ponder: "Right now, I would pay $100,000 for 10 percent of the future earnings of any of you, so if you’re interested, see me after class." "Now, you can improve your value by 50 percent just by learning communication skills - public speaking." "You can’t speak your way to success, at some point you need to deliver the goods as well." Learn more about your ad choices. Visit megaphone.fm/adchoices…

Optimal Finance Daily - Financial Independence and Money Advice

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3109: Accidental Hard Money Lending by Joel of 5AM Joel on Real Estate Investing Advice 13:38

9 hari yang lalu13:38

13:38

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com . Episode 3109: Joel shares his firsthand experience entering the world of hard money lending, revealing how he turned passive capital into consistent, high-yield returns. With clear explanations and real-life numbers, he demystifies this niche investment strategy while offering practical advice for anyone curious about lending their money wisely. Read along with the original article(s) here: https://5amjoel.com/hard-money-lending/ Quotes to ponder: "Hard money lending is when you loan your personal money to a real estate investor, and you earn monthly interest." "I made $10,000 in 10 months, and I didn’t lift a finger." "This is NOT a get-rich-quick scheme. It’s slow, consistent, and fairly boring." Episode references: BiggerPockets Forums: https://www.biggerpockets.com/forums The Book on Investing In Real Estate with No (and Low) Money Down: https://www.amazon.com/Book-Investing-Real-Estate-Money/dp/1947200976 Hard Money University: https://www.hardmoneyuniversity.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices…

Optimal Finance Daily - Financial Independence and Money Advice

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3108: How to Overcome Your Money Mindset Issues If You Grew Up Poor by Emily Guy Birken with PT Money 11:57

10 hari yang lalu11:57

11:57

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com . Episode 3108: Emily Guy Birken explores how growing up poor can shape a limiting money mindset through a diminished sense of control, leading to reactive financial habits and difficulty delaying gratification. By learning to shift from an external to an internal locus of control, listeners can rewire old belief patterns, reclaim agency, and start making empowered financial decisions rooted in self-awareness. Read along with the original article(s) here: https://ptmoney.com/overcome-money-mindset-issues-grew-poor/ Quotes to ponder: "Feeling as though you have control over your life is a big factor in making good financial decisions." "Waiting patiently for a larger, later reward is what investing is all about, after all." "Successful people know that looking within is the only way to realize your dreams." Learn more about your ad choices. Visit megaphone.fm/adchoices…

Optimal Finance Daily - Financial Independence and Money Advice

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3107: Why I Am Never Going to Own a Home Again by James Altucher on Renting versus Buying Real Estate 13:19

11 hari yang lalu13:19

13:19

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com . Episode 3107: James Altucher breaks down the emotional, financial, and psychological reasons he’s sworn off homeownership for good, arguing that buying a house is less of an investment and more of a trap. With sharp wit and hard-earned experience, he shows why renting offers freedom, flexibility, and far fewer hidden costs, making it a smarter lifestyle choice for those who value cash, time, and peace of mind. Read along with the original article(s) here: https://jamesaltucher.com/blog/why-i-am-never-going-to-own-a-home-again/ Quotes to ponder: "I want to fill a bathtub with all the dollar bills I would’ve used as a down payment on a house. I want to bathe in that bathtub." "Saying 'my house is an investment' forgets the fact that a house has all the qualities of the ugliest type of investment." "Do you feel like you can’t accomplish something in life until you own a house? Examine the real reasons you want to own and make sure they are coming from a good spot in your heart." Episode references: S&P 500 Index (for comparison): https://www.spglobal.com/spdji/en/indices/equity/sp-500/#overview Learn more about your ad choices. Visit megaphone.fm/adchoices…

Optimal Finance Daily - Financial Independence and Money Advice

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3106: My Single Greatest Achievement by Vitaliy Katsenelson of Contrarian Edge 10:10

11 hari yang lalu10:10

10:10

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com . Episode 3106: Vitaliy Katsenelson reflects on what he calls his single greatest achievement - not a professional accolade, but raising children who are kind, curious, and emotionally resilient. Through touching stories and hard-earned lessons, he reveals how parenting shaped his values and challenged his ego, offering a deeply human look at what truly matters. Read along with the original article(s) here: https://contrarianedge.com/my-single-greatest-achievement/ Quotes to ponder: "My kids are my single greatest achievement. They are kind, smart, curious, and caring people." "Kids are not a project you can complete or a problem you can solve - they are human beings you help shape." "Being a parent made me realize how little control I have over the world and how much influence I have over what kind of father I choose to be." Episode references: How to Talk So Kids Will Listen & Listen So Kids Will Talk: https://www.amazon.com/How-Talk-Kids-Will-Listen/dp/0743525086 Raising An Emotionally Intelligent Child: https://www.amazon.com/Raising-Emotionally-Intelligent-Child-Heart/dp/0684838656 The Road Less Traveled: https://www.amazon.com/Road-Less-Traveled-Timeless-Traditional/dp/0743243153 Learn more about your ad choices. Visit megaphone.fm/adchoices…

Optimal Finance Daily - Financial Independence and Money Advice

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3105: [Part 2] Why Is Adopting an Abundance Mindset Important by Vicki Cook and Amy Blacklock of Women Who Money 10:04

12 hari yang lalu10:04

10:04

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com . Episode 3105: Vicki Cook and Amy Blacklock outline powerful strategies to shift from a scarcity mindset to one of abundance, unlocking financial clarity and emotional well-being. Their guidance encourages gratitude, generosity, and mindful living, helping you break free from limiting beliefs and align your lifestyle with your deepest values. Read along with the original article(s) here: https://womenwhomoney.com/adopting-abundance-mindset-important/ Quotes to ponder: “No one has ever become poor by giving.” “Reducing the time you spend connected to the TV or social media will boost your happiness and decrease your desire to waste money.” “When you get caught up competing with them, you end up with everything they wanted and not what you want.” Episode references: Anne Frank quote reference: https://www.goodreads.com/quotes/1905-no-one-has-ever-become-poor-by-giving Gratitude research - Greater Good Science Center: https://greatergood.berkeley.edu/topic/gratitude/definition Shoshin (Beginner’s Mind): https://en.wikipedia.org/wiki/Shoshin Learn more about your ad choices. Visit megaphone.fm/adchoices…

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