How Insurance is Changing Therapy (For Better or Worse)

Second Thoughts

In this episode, we take a hard look at how modern therapy has evolved—and the surprising ways insurance companies are calling the shots. Ever wonder why almost every therapist claims to practice cognitive behavioral therapy (CBT) these days? We uncover the financial incentives driving this trend and whether it actually helps patients. From exploring the rise of different mental health professions (PhDs, PsyDs, social workers, and more) to breaking down why therapy has become a confusing maze for consumers, this episode pulls no punches. Tune in as we explore how insurance policies, professional competition, and even historical quirks shape the way we experience therapy today.

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Chapter

1. The Insurance Dilemma in Therapy (00:00:00)

2. Foundations of Modern Psychology (00:00:56)

3. Rise of State-Regulated Professions (00:02:28)

4. Who Do Therapists Really Serve? (00:03:31)

5. Academic vs. Clinical Psychology (00:05:09)