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Konten disediakan oleh Anthony Martin, Dr. A.W. Martin, and Dr. A.P. Martin. Semua konten podcast termasuk episode, grafik, dan deskripsi podcast diunggah dan disediakan langsung oleh Anthony Martin, Dr. A.W. Martin, and Dr. A.P. Martin atau mitra platform podcast mereka. Jika Anda yakin seseorang menggunakan karya berhak cipta Anda tanpa izin, Anda dapat mengikuti proses yang diuraikan di sini https://id.player.fm/legal.
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NerdWallet's Smart Money Podcast


1 Why Refis Are Spiking and How to Optimize Your 401k Target-Date Fund for Long-Term Growth 28:02
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Learn when a refi saves money and how target-date funds work, including fees and when to pick a later fund year. What exactly is a target-date fund, and when should you move your date? How do you know if now is a good time to refinance a house? Hosts Sean Pyles and Elizabeth Ayoola discuss mortgage refinancing and target-date funds to help you understand how to quantify savings on a refi and how to set (and adjust) an age-appropriate retirement glide path. To kick off the episode, NerdWallet senior news writer Anna Helhoski joins with mortgages and student loans writer Kate Wood and mortgage reporter Holden Lewis to break down why refis are spiking even without fresh Federal Reserve cuts, who’s most likely to benefit right now, and how markets (not just the Fed) drive daily mortgage rate moves. They begin with a discussion of rate-and-term vs. cash-out refinancing, with tips and tricks on calculating your breakeven point, using the ~0.75 percentage-point rule-of-thumb for potential savings, and factoring in 2% to 6% closing costs and how long you’ll stay put. Then, investing Nerd June Sham joins Sean and Elizabeth to discuss target-date funds. They discuss how glide paths work (to vs. through retirement), when to push your target year if you’ll work longer, and how fees compare with index funds/ETFs, plus contribution frameworks (10% to 15% of income vs. the “80% replacement” rule) and why many hands-off investors value auto-rebalancing despite higher expense ratios. A listener case study (age 35, 2055 fund) highlights how to revisit your target date in the decade before retirement, how to read a fund’s glide path, and why staying invested and consistent often matters more than chasing perfect timing. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In this episode, the Nerds discuss: mortgage refinance, refinance calculator, mortgage rates today, breakeven point refinance, cash-out refinance, HELOC vs cash-out, refinance closing costs, when to refinance, refinance vs home equity loan, bond market and mortgage rates, Federal Reserve and mortgage rates, target-date fund, best target-date funds, target-date fund glide path, to vs through glide path, 401k target-date fund, change target-date fund year, 2055 target-date fund, target-date fund fees, expense ratio comparison, ETF vs mutual fund, index funds S&P 500, retirement contribution 10 to 15 percent, 80 percent income replacement rule, taxable brokerage vs 401k, annuity vs staying invested, debt consolidation with home equity, credit card APR vs mortgage rate, divorce refinance requirements, stay-or-sell breakeven analysis, and refinance eligibility 2025. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com . Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices…
The Doctor Is In Podcast
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Konten disediakan oleh Anthony Martin, Dr. A.W. Martin, and Dr. A.P. Martin. Semua konten podcast termasuk episode, grafik, dan deskripsi podcast diunggah dan disediakan langsung oleh Anthony Martin, Dr. A.W. Martin, and Dr. A.P. Martin atau mitra platform podcast mereka. Jika Anda yakin seseorang menggunakan karya berhak cipta Anda tanpa izin, Anda dapat mengikuti proses yang diuraikan di sini https://id.player.fm/legal.
Renowned authors and experts Dr. A.W. Martin and Dr. A.P. Martin of the Martin Clinic share advice on how a back to basics approach to nutrition can have you feeling better and prevent disease.
…
continue reading
1644 episode
Tandai semua (belum/sudah) diputar ...
Manage series 2071302
Konten disediakan oleh Anthony Martin, Dr. A.W. Martin, and Dr. A.P. Martin. Semua konten podcast termasuk episode, grafik, dan deskripsi podcast diunggah dan disediakan langsung oleh Anthony Martin, Dr. A.W. Martin, and Dr. A.P. Martin atau mitra platform podcast mereka. Jika Anda yakin seseorang menggunakan karya berhak cipta Anda tanpa izin, Anda dapat mengikuti proses yang diuraikan di sini https://id.player.fm/legal.
Renowned authors and experts Dr. A.W. Martin and Dr. A.P. Martin of the Martin Clinic share advice on how a back to basics approach to nutrition can have you feeling better and prevent disease.
…
continue reading
1644 episode
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The Doctor Is In Podcast

1 1657. Red Meat Redemption: Science Sets the Record Straight 22:31
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The Doctor Is In Podcast

1 1656. The Vitamin D War: Origins in 1928 26:14
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Join Dr. Martin in today's episode of The Doctor Is In Podcast.
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The Doctor Is In Podcast

Dr. Martin answers questions sent in by our listeners in today's episode.
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The Doctor Is In Podcast

Dr. Martin answers questions sent in by our listeners in today's episode.
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The Doctor Is In Podcast

1 1653. Fatigued & Fueled: Peptides, Truth, and CFS 27:23
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The Doctor Is In Podcast

1 1652. Curcumin vs. Colon Cancer: The Self-Destruct Button 10:50
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The Doctor Is In Podcast

1 1651. The Surprising Brain Toll of Slightly High Glucose 26:27
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The Doctor Is In Podcast

Dr. Martin answers questions sent in by our listeners in today's episode.
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The Doctor Is In Podcast

Dr. Martin answers questions sent in by our listeners in today's episode.
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The Doctor Is In Podcast

1 1648. Supplements Slash Re-Admissions: New Study Stuns 24:02
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The Doctor Is In Podcast

1 1647. What New Science Says About Vitamin D 23:37
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The Doctor Is In Podcast

1 1646. Thyroid Truth: The Power of Nutrients & Hormones 26:14
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The Doctor Is In Podcast

1 1645. Unlock Your Body’s Fat-Burning Hormone Naturally 23:25
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The Doctor Is In Podcast

Dr. Martin answers questions sent in by our listeners in today's episode.
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The Doctor Is In Podcast

1 1643. Gout Alert: The Hidden Sugar Behind the Pain 25:49
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